First, you can find personal information.
Personal information can be found through transfer, but network operators have the obligation to prevent personal information from leaking. Network operators shall not disclose, tamper with or destroy the personal information they collect; Personal information shall not be provided to others without the consent of the person being collected. Network operators should take technical measures and other necessary measures to ensure the safety of personal information collected by them and prevent information from being leaked, damaged or lost. When personal information is leaked, damaged or lost, it shall immediately take remedial measures, inform users in a timely manner according to regulations, and report to relevant competent departments. Through the above measures to ensure the safety of personal information collected, through the use of monitoring, auditing and other technical means to find and record abnormal behavior in time, to provide data basis for the competent authorities to pursue responsibility and determine responsibility.
Second, the transfer steps:
After confirming that the passbook account number and account name provided by the payee are correct, just take the cash to the bank and deposit it directly into the payee's account; You can open an account in a bank, then fill out a wire transfer form, fill in the other party's account number, account name and bank name, and remit money from the account to the payee; You can also remit money directly in cash and fill in the telegraphic transfer form for remittance, but you must fill in the account number, account name and bank name of the other party clearly; Open online banking and activate yourself online, so you can pay and transfer money online.
Transfer refers to a bank currency settlement method in which money is transferred from a payment account to a collection account through a bank without using cash directly.
1. transfer method
There are many kinds of transfer settlement methods, which are mainly divided into two categories: settlement in the same city and settlement in different places. City settlement includes cheque settlement, payment authorization settlement, city collection and acceptance settlement, collection and non-acceptance settlement, limit cheque settlement, etc. Off-site settlement includes off-site collection and acceptance settlement, off-site entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement.
2. Mobile phone transfer
Domestic commercial banks have opened their own mobile banking, such as China Merchants Bank, to carry out three-year free activities of mobile banking transfer and remittance. Customers who register for mobile banking can handle the transfer and remittance business of China Merchants Bank in the same city, in different places, in the same city and in different places through the mobile banking of iPhone version, Android version, HTML webpage version or iPad bank, and can enjoy the preferential treatment of free transfer and remittance fees. 2065438+On February 25th, 2006, five banks of industry, agriculture, China, China Construction and Bank of Communications held a joint meeting on "Strengthening account management and promoting inclusive finance". The domestic RMB transfer and remittance handled by customers through mobile banking is free, and the domestic RMB online bank transfer and remittance for customers below 5,000 yuan is free, which reduces customer fees.
3, the principle of processing
The bank shall handle the transfer settlement and the unit that handles the transfer settlement in the bank shall follow the principle of clearing the money and goods and safeguarding the legitimate rights and interests of both parties, and the bank shall not advance the payment. In addition, transfer settlement should also follow the relevant provisions of the state. As a bank settlement method, transfer is widely used. Transfer settlement can be made between different places in the same city, between company accounts, between company accounts and personal accounts, and between personal accounts and personal accounts.