Shenzhen central city
In fact, a normal life in Guiyang only costs 5000 ~ 6000 yuan a month. In this case, you can rent out three suites, which can be fully met according to the rent of about 2000 yuan for one suite. If there are more public rental houses in Chongqing and there are more houses in the rental market, some landlords can't afford the high price, and they may need 4~5 suites to rent, which is about 6000 yuan or more.
Considering the differences between individuals and families, if you are single, if you are full and the whole family is not hungry, if you pay medical insurance and social security on time, you can basically spend 5000~6000 a month.
Chongqing Chaotianmen
However, if there is a family with children to support and elderly parents to support, and the monthly comprehensive income does not exceed 10,000 yuan, life should still be relatively tight. Although there is a house, the rental income is used for family expenses, especially for children's education and medical expenses for the elderly. Even for five suites, the net rental income is 65438+100000 yuan. It may not be enough to live on this rent, but you have to go out to work to earn some labor remuneration.
On the whole, from the point of view of the value of assets purchased, a set of real estate in Shenzhen10,000 is sold and realized. When you come to second-tier cities such as Guiyang or Chongqing to buy five suites, the money is still enough, and even there is some surplus.
Guiyang Hua orchard
However, if you want to live entirely on rent instead of going to work, it depends on the specific situation. Living alone is enough, and even a certain standard of living can be achieved. But if you have a family, children and old people to support, on average, everyone may not be able to afford thousands of dollars, which is still relatively compact. If you count the education expenses of children and the medical expenses of the elderly, you can only rely on the rent of five houses.
It's totally infeasible. This operation will make you poorer and poorer.
Sell houses in first-tier cities like Shenzhen and buy houses in second-and third-tier cities like Guiyang and Chongqing. You will have to continue working all your life and postpone retirement. [yi tooth]
If you are a qualified investor, you should sell the houses in Guiyang and Chongqing, and buy the houses in Shenzhen, so that you can rent them continuously and enjoy the benefits of asset appreciation, or you don't have to go to work.
I have a friend with me. He bought the house of Regent International in Baoan, Shenzhen on 20 19, and now it has increased by more than 3 million yuan. If he buys a house in Guiyang, Chongqing, he can't even earn back the cost of the mortgage.
Shenzhen is a first-tier city with a small land and a large population. Land is basically exhausted, houses are in short supply, and population is still flowing in. Therefore, houses in Shenzhen can be rented continuously, and the value-added space is huge. Buying a house in Shenzhen can make you get a stable rent and gain huge asset appreciation income. In 2020 alone, the prices of many houses in Nanshan and Baoan have increased by more than 50%.
Guiyang and Chongqing are second-and third-tier cities, with vast territory and sparse population, abundant land, sufficient supply of new houses and less population inflow. The value-added space of houses in these cities is very limited. If you own houses in these cities, I'm afraid it's difficult to collect rents continuously and steadily. It's good that the value-added house can outperform the housing cost, and it's hard for you to make big money.
Therefore, selling a house in Shenzhen and buying five houses in Guiyang and Chongqing can't stop you from working.
Totally feasible. You can buy five sets in Chongqing and Guiyang, indicating that your real estate in Shenzhen is an absolute core area, with a total price of at least 8 8- 10/00000.
You have this asset, even if you only buy a suite, other savings can pay interest without going to work. Because of these 8 million, 2 million can buy a nice house in Chongqing, and the remaining 6 million can make large deposits, buy funds and invest in wealth management, with an average annualized income of at least 7%, that is, 560,000. This income is definitely high even in Shenzhen, because the per capita annual salary in Shenzhen is less than 2% of 500,000. If you don't go to work, you can reach the top 2% of the wage earners. Of course, you can skip work.
As for whether to buy other properties, it depends on your expectations. After all, the golden age of real estate has passed, and there will be no such vigorous property market in the future, especially in the central and western cities, where it is difficult to predict the price rise and fall. Chongqing has always been the best city in terms of housing price control, and Guiyang has a relatively high premium rate. It is hard to say whether it will rise or fall in the future. It may not be wise to spend all your money on buying real estate.
In addition, the rental returns in these two cities are not very high. A property with a value of 1.5 million, with a monthly rent of about 3,000 in Chongqing and 2,500 in Guiyang. Four sets of idle properties, monthly rent 1 10,000. If you don't go to work, you can still live on this income now. It's hard to say in a few years. Although there is still room for appreciation of real estate in the long run, you have to calculate the gap between hundreds of thousands and 500 thousand every year. Ten years later, the total appreciation of the four suites will be more than 4 million yuan, which will be equal to the income of deposit financing. If you can't meet this expectation, it's better to keep cash when buying a house.
Therefore, whether you work or not depends on your passive income.
Unless you don't like Shenzhen, you are stupid! Compared with last year, the housing prices in Guiyang and Chongqing are flat or slightly lower, and it is extravagant to maintain the value in the future. However, Shenzhen's housing prices have risen steadily, and the value-added can be expected.
Yes, I will. I sold my house in Shenzhen, bought two sets abroad, rented it for 20 thousand a month, and then took a part-time job, which was 23 thousand again. My life is plain and simple. It is true that the value of houses in Shenzhen is the fastest. As far as I'm concerned, I must have lost millions on my books, but your life is limited. If housing prices in Shenzhen continue to rise for a hundred years, will you wait until you die?
Sell a suite in Shenzhen100000.
I bought a three-bedroom apartment in Guiyang 1.5 Central District, 1.3 million (self-occupied) and decorated it for 300,000 yuan.
Buy a two-bedroom apartment near Guiyang No.1 Middle School, with a rent of 6,543.8+0,000 yuan and a decoration of 6,543.8+0,000 yuan.
3 million to buy a small facade (rent) of Guiyang Sub-center.
Buy a Volkswagen SUV with a top of 300 thousand.
The long-term growth fund has a fixed investment of 3 million yuan.
Holding 700,000 value shares for many years.
I have 300 thousand pocket money in my hand.
Up to now,100,000 yuan has been paid, and the average annual income of the fund's fixed investment is guaranteed, which means that it can get an average of 300,000 yuan per year to make up for pocket money. Plus the rent, you don't have to go to work.
Of course not. How much can I get for buying five sets of rent? Can we rent it out or not?
I suggest you buy second-hand houses in Yubei District and Jiangbei District. It is easier to rent, and other regions have greater appreciation potential.
No, the work of collecting rent is very tiring and difficult to do! Invest, let others manage and worry, you don't have to go to work!
Of course, local tyrants!