Is it reliable for Hefei enterprises to borrow more?

Hefei enterprises have a lot of loans. Relevant information shows that the company was established on June 27th, 2022, with the registered capital of100000 yuan, the legal representative is Yang Chunbai, and its business status is going concern, with the industrial and commercial registration number of 460000063 10408. The loan interest rate of Hefei enterprises is two points lower than the average market interest rate, and the next payment is fast.