To verify the housing, you should know that in order to avoid property disputes after buying a house, buyers can go to the housing management department to make relevant understanding. Mainly understand whether the second-hand housing property certificate, selling identity certificate and qualification certificate are complete and legal, and also know whether the property is mortgaged or rented.
Step 2: entrust an agent.
Buying a second-hand house is generally entrusted to an intermediary company to handle matters related to buying a house, including looking at the house and talking about the house price. , as well as household registration book, marriage certificate, social security certificate, personal credit and other qualification examinations. Intermediary companies will also assist buyers and sellers to fill in relevant purchase agreements, such as property owner, building area, housing location, entrusted property, etc.
Step 3: Sign an intermediary agreement.
When signing an intermediary agreement, the buyer and the seller should carry relevant contracts. If it is not a party, it is necessary to carry the relevant identity certificate and power of attorney of the party. For second-hand houses with outstanding mortgage loans, it is necessary to clarify the cancellation of mortgage rights and other issues. The agreement shall have the contract seal of the intermediary company and the signature of the practicing broker, and the signature and change shall be confirmed and sealed by the parties. Copies of three house ownership certificates should be prepared and receipts should be issued.
Step 4: Sign the contract.
When signing a second-hand house purchase contract, if a loan is needed, an intermediary company is needed to assist the purchaser to go to the relevant bank, and the seller must also prepare relevant certificates. When signing the house purchase contract formally, the basic materials should be prepared completely, the contract should be filled in according to the standard, and the house payment, time and method of payment, liability for breach of contract and its settlement, transfer time and effective time of the contract need to be filled in completely.
Step 5: Transfer ownership.
After signing the house purchase contract, you can go through the transfer formalities in Hangzhou real estate transaction property right registration office. You should fill in the relevant property registration application form, prepare the original property ownership certificate, the Hangzhou housing transfer contract, the copy of the state-owned land use certificate, the identity certificate of the buyer and the seller, the marriage certificate and other original materials, and pay the down payment at the agreed time after the transfer.
Step 6: Property delivery
After the first certificate is given to the bank, the lending bank will lend money. At this time, the basic three certificates have been handled and the property can be delivered. After the seller settles Shimizu Electric and other expenses and moves to registered permanent residence, the buyer needs to pay the final payment to the seller.
The above is the relevant answer to the transaction process of second-hand housing in Hangzhou, hoping to give you some help.