According to the provisions of Article 108 of the General Principles of Civil Law of People's Republic of China (PRC) and General Principles of Civil Law of People's Republic of China (PRC), the debts shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court.
According to the provisions of Article 84 of General Principles of Civil Law of People's Republic of China (PRC) and General Principles of Civil Law of People's Republic of China (PRC), debt is a specific relationship of rights and obligations between the parties in accordance with the contract or the law. The obligee is the obligee, and the obligor is the debtor.
The creditor has the right to require the debtor to perform its obligations in accordance with the contract or according to law.
Xin Erfu is a financial technology company providing consumer credit services in China. It provides reasonable, convenient and safe consumer credit services by using core technologies such as forecasting and screening and automatic decision-making.
In 20 10, with more than 10 years of experience in providing risk management technical services to more than half of the banks in China and 20 million consumer credit database, Xinfufu entered the field of P2P (person-to-person) microfinance information consulting services.
Extended data
If loans overdue exceeds a certain period, the relevant records of overdue users will be transmitted to the personal credit information system of the central bank. In addition to uploading overdue information to the central bank's personal credit information system, Lending will continue to cooperate with third-party credit information agencies such as Qianhai Credit Information, Shanghai Credit Information and Pengyuanzheng Credit Information.
Actions that can be taken against people who break their promises:
1. Some high-consumption behaviors are prohibited, including taking soft sleepers on airplanes and trains.
2. It is to implement other credit punishments, including restricting loans from financial institutions or handling credit cards.
3. If the person subjected to execution is a natural person due to dishonesty, he shall not be the legal representative, director, supervisor or senior manager of the enterprise.
With the advanced risk management technology system, combined with more than 65,438+00 years of practical experience in risk management in China, and taking information consultation as the service mode, Xinfufu provides risk assessment, information matching, risk control, remittance supervision, wealth management and other related services for customers at both ends of platform lending.
Baidu Encyclopedia-General Principles of Civil Law in China
Baidu encyclopedia-Shanghai xinerfu corporation management co., ltd
Baidu Encyclopedia-the list of untrustworthy people.