1. First of all, you need to bring your valid ID and related financial documents, such as income proof and bank statement, to the nearest ICBC branch to consult the handling personnel, who will provide you with detailed information and guidance.
2. In the process of handling, ICBC will evaluate your credit status and know your repayment ability and credit record. At this time, your own credit report can provide you with valuable reference. You can query your online loan big data report with one click through relevant platforms such as "Sixi Data", and query your credit rating score, blacklist and other important data. This will help you better understand your credit status and get ready for car loan.
3. ICBC will evaluate your loan amount and interest rate according to the information you submitted and the credit evaluation results, and give suggestions. You can choose a suitable loan scheme according to your actual needs and abilities.
4. Finally, fill in the relevant application form, sign the contract and go through the relevant formalities. Once the application is approved, the money will arrive soon, making it convenient for you to buy your favorite car.
Generally speaking, it is relatively simple for ICBC to handle auto loans. Just go to the outlets for consultation and prepare relevant materials. For your credit evaluation, you can better understand your credit situation through the online loan big data report.