If you have a bad credit record, you can try these platforms: Zhaolian Good Term Loan, JD.COM Gold Bar, Youhuahua, White Cat Loan, Xinxiangtong, Tiqianhua and Anxinhua.
You can try these platforms with loose thresholds. It is suggested that it is best to improve credit for a period of time after overdue payment, which will help improve the pass rate. Manage yourself not to go to any credit business during the credit period, even if you only check the amount and don't borrow money, I don't know what to do.
1. Zhaolian Good Term Loan: a pure credit loan launched by Zhaolian Finance, with low threshold, meeting the basic loan conditions and repayment ability. At present, there is no overdue credit and next repayment, and the system automatically approves loans, which is suitable for long-term use.
2.JD.COM Gold Bar: The pure credit loan launched by JD Finance shall be approved by the co-funders. If JD. COM's big data is good. For example, if you often shop in JD.COM Mall, you can repay on time. If it has been paid off after the deadline, it can be approved quickly by borrowing from JD.COM Gold Bar.
3. Spend money: For the pure credit loan launched by Xiaoman Finance, if it has been paid off within the time limit, you can spend money on Baidu APP before borrowing money, slowly accumulate background credit, and then borrow money for consumption. The pass rate will be higher, provided that you meet the basic loan conditions and have stable repayment ability.
4. White Cat Loan
Borrowers are required to provide relatively loose credit loans, which can be lent quickly and repaid as they borrow. Office workers who have reached the age of 22-55 and have the repayment ability are not overdue at present and are not black hands. The maximum loan amount is 40,000 yuan, the shortest loan period is 3 months, and the longest loan period is 12 months. It is best to borrow money according to your own needs, so as not to increase the repayment pressure.
Where can I borrow money if there is a problem with credit reporting?
The following platforms with poor credit information can apply for loans:
First, Qianhua: Qianhua is a credit service product under Baidu, which has a good reputation and a relatively fast lending speed. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 200,000 yuan, 1 10,000 yuan loan 1 annual average daily interest 1. 1 yuan. The better the credit, the lower the interest rate.
Second, Lending Bao: Lending Bao is a pure credit loan product launched by Alipay, a subsidiary of Alibaba. According to the consumption and repayment of Alipay users, ordinary users can only apply for opening if they score 600 points. According to sesame score, the loan amount is10-300,000, the lowest daily interest rate is 0.02%, and the loan term is 12. All the time.
3. Return: Shanghai Jihe Information Technology was established on 20 15 and returned the products on 20 16. The major shareholder is Focus Media listed company (stock code: 002027), and the shareholders are Focus Media, Hongzai Naoshan Capital, Cinda Investment, noah wealth, Sina, etc.
4. Micro-loan: Weizhong Bank, the first Internet bank under Tencent, whose products include micro-loan and micro-car loan, is committed to providing fast financial services for enterprises and individual consumer groups.
Verb (abbreviation of verb) Paipai Loan: Paipai Loan was established in 2007 and is a p2p financial platform listed on the New York Stock Exchange. Auction loan products are mainly divided into batch bidding and rainbow bidding. At present, credit loans are provided to users, with a maximum loan amount of 200,000 yuan and a monthly loan interest rate of about 1%. Users can choose appropriate loan products according to their own needs.
Where can I borrow money in case of bad credit?
Bad credit is a stumbling block on the road to loan. Many people think that without good credit, loans will not come down. In fact, bad credit depends on the degree. As long as there are no black households who are overdue or even tired, there is still a chance to make a payment. Of course, the choice of platform is also very important. Then, where can I borrow money in case of bad credit? Today, I will give you an inventory.
Where can I borrow money in case of bad credit?
1, flower viewing: CreditEase Pratt & Whitney's products have always been one of the hot-selling targets of intermediaries, because the threshold is really low and it has been relaxed many times, and payout ratio is not bad. There are examples of paying for credit information without overdue. Generally, after submitting the information, you will not call back, and the whole system will automatically approve the loan.
2. Borrowing flowers: Although Ctrip Finance's borrowing flowers is not a new platform, the borrowing rate has been very stable. Although the loan will also check the credit information, generally, as long as the credit information is not black and the money is irrelevant, the loan can be made if the person is 20-45 years old and the mobile phone number of the real-name registration system is more than 3 months.
3. People's livelihood is easy to borrow: It was a long time ago, but the threshold has been relatively lowered. Uninvited customers can also take the initiative to apply, requiring 24-50 years old, good big data and credit information. Black households without credit also have the following examples. Most investors will apply to the bank for credit information, so they must remember to repay on time and never overdue.
4. Have money to spend: If you have a small full financial credit loan, you can apply for a full easy loan with a maximum amount of 50,000. If you are 18-55 years old (non-student) and have good credit, it is easier to get a loan. Credit is not good, as long as it is not a black customer, there will be opportunities, because credit will be checked on credit, so it is recommended to borrow cautiously. Remember to pay back the money on time.
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Where is the credit gap and which platform can end with the introduction of credit gap. I wonder if you have found the information you need?