Yes, you can.
Many banks support off-site mortgage loans. But generally speaking, there are certain access conditions for real estate in different places. Please consult the loan bank.
Houses applying for real estate mortgage loans have the following requirements:
1, the room age is less than 20 years;
2. The housing area is more than 50 square meters.
3. The house should have strong mobility, that is, the location of the house.
Application materials for provident fund loans in different places
What relevant certification materials do employees need to provide for the first withdrawal of housing provident fund from self-occupied housing such as commercial housing, affordable housing, cooperative housing and fund-raising housing?
(1) Original and photocopy of the house purchase contract or house purchase agreement;
(2) The original and photocopy of the purchase invoice;
(3) Extract the original and photocopy of the employee ID card;
(4) Withdrawing the employee's own bank savings account;
(Source: Baidu Encyclopedia: Off-site Mortgage)
Can a house bought in a foreign country be mortgaged in a foreign bank?
Yes, you can. Many banks support off-site mortgage loans. But generally speaking, there are certain access conditions for real estate in different places. Please consult the loan bank.
Houses applying for real estate mortgage loans have the following requirements:
The room age is less than 20 years.
The house covers an area of more than 50 square meters.
The house should have strong mobility, that is, the location of the house.
You can buy a mortgaged house, and your sales contract is of course valid. Because although his house was mortgaged to the bank, the ownership of the house has not been transferred and he has the right to sell it to others. But although you can buy a house, the house cannot be transferred. Even if the house is transferred, the bank can pursue it and claim that the transfer is invalid. The rights of the mortgagee should be protected in the security interest.
Can I apply for a mortgage loan for a real estate in a different place?
No problem. Information required for housing mortgage loan: 1. The borrower's valid identity card and household registration book; 2. Proof of marital status. Unmarried people need to provide proof of unmarried, and divorced people need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce); 3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate; 4. The borrower's income certificate (salary income certificate for six consecutive months or local tax payment certificate); 5. Real estate title certificate; 6. Guarantor (ID card, household registration book, marriage certificate, etc. 2. Lender conditions: 1. You must have collateral to get a loan, and the sum of loan amount and interest during the loan period cannot exceed1/2 of the assessed value of collateral; 2. Have a long-term and stable income source, enough to pay the monthly loan principal and interest; Guarantor's loan payment, mortgage registration fee, property appraisal fee, etc. The general approval time is 5 working days, and the lending time is within 3 working days after the mortgage certificate is returned to the bank. Three. Loan amount: 70% of the highest loanable appraisal value. Four. Loan Term: The longest repayment period is generally 20 years.
This is the end point of the bank's off-site housing mortgage loan and off-site housing mortgage loan. I wonder if you found the information you need from it?