I signed a student loan contract in Qingdao. The contract didn't ask me to find a guarantor, but it said

You mean I signed a loan assistance contract in Qingdao. The contract didn't ask me to find a guarantor. The contract said that the guarantor should sign it. What should I do? This contract is valid without the signature of the guarantor.

If the guarantee contract is not handed over to the guarantor, but all the parties sign, seal or print the guarantee contract, the contract will take effect. Or when one party has fulfilled its main obligation and the other party accepts it, the guarantee contract has also come into effect. A legally established contract generally takes effect upon its establishment.

The loan assistance contract is essentially a service contract. After the contract is signed, the other party can borrow money smoothly and make corresponding preparations, which means that the other party has fulfilled its contractual obligations.