Taiyuan stipulates that both male and female employees with social security should pay maternity insurance (pension+medical care+maternity). But when using it, only the woman can apply.
In other words, if both husband and wife only pay maternity insurance, and the woman doesn't, then they can't apply for maternity insurance when giving birth. If the woman pays maternity insurance, she can apply for maternity insurance regardless of whether the man participates in social security or not. Simply put, only when the woman pays maternity insurance can she apply for reimbursement.
Second, Taiyuan's reimbursement standard is based on the operating expenses, medicines, medical consumables, instruments and hospitalization standards stipulated by insurance companies. For example, you can apply for reimbursement for hospitalization expenses 100 for a day in the general maternity ward of the hospital, and he will only give you 100 for a day in the senior ward.
The expenses of giving birth to a child in a hospital can be reimbursed except for meals, nursing expenses, nursing expenses and other optional expenses.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.