What does the secret authentication of Dongguan bank card mean?

Bank card authentication: it is to verify the authenticity of bank card user data, so as to establish a sound and reliable Internet credit foundation.

Bank card authentication is conducive to determining identity, ensuring the information security of cardholders, facilitating the development of online shopping malls and preventing some lawless elements from deceiving consumers online.

There are generally two authentication methods: password authentication and identity authentication, in which identity authentication plays the role of "real name" and password authentication is the basis for users to withdraw cash. Some websites only classify ID card authentication as real-name authentication.

: Personal bank settlement account actually has three functions:

First, the current savings function, which can access the deposit principal and pay interest through personal settlement, and the interest of this account is calculated according to the current savings interest;

Second, the general transfer function, through opening a personal bank settlement account, handles remittance, paying basic daily expenses such as water and electricity, paying wages and other transfer settlement services, and uses transfer tools such as remittance, entrusted collection, debit card, regular debit, regular credit and electronic wallet (ic card);

Third, use credit payment tools such as checks and credit cards through personal bank settlement accounts.