To apply for personal commercial loan of BOC, you can log in to BOC Mobile Banking and inquire about the repayment date, amount, principal, interest, remaining installments and overdue status of the loan in "Loan-Loan Inquiry".
The above contents are for your reference. Please refer to the actual business regulations.
How to check the mortgage
Mortgage inquiry can be conducted in the following ways:
1. You can directly enter the issuing bank official website, find personal online banking, log in to the personal online banking system, and use the functions of account inquiry and customer service. If you want to have more and better services, you can apply for online banking shield at the outlet and upgrade to an online banking signing customer. In addition to the services of ordinary customers, contracted customers can also enjoy various forms of transfer and remittance, payment, wealth management, personal loans and other services;
2. Telephone inquiry: Telephone inquiry is more convenient. You can directly call the customer service hotline of CCB 96633, follow the voice prompts and enter the relevant ID number for inquiry.
3. Inquire about the business hall, directly in the business hall of CCB. When inquiring, you need to bring your personal ID card and mortgage bank card for staff to inquire.
4.APP query. Now many banks and some lending institutions have their own apps. Click Query directly and check their loans through the app.
5. Contact the account manager. When applying for a loan, there will usually be an account manager to negotiate. Applicants can also consult the account manager directly if they have any questions.
Housing mortgage loan conditions are as follows:
1, with valid ID card and proof of marital status;
2. Good credit record and willingness to repay;
3. Stable income;
4, the purchase of commercial housing sales contract or letter of intent;
5. Have the ability to pay the down payment of the purchased house;
6. Open a personal settlement account in a bank with effective guarantee.
Buying a house with a loan requires the following procedures:
1. When choosing a real estate, buyers should further confirm whether the real estate developed and built by the developer is supported by the bank to ensure a smooth mortgage loan;
2. Apply for a mortgage loan. After confirming that the property you choose has bank mortgage support, buyers should know about the bank's regulations on mortgage support for buyers, prepare relevant legal documents and fill in the mortgage application form;
3. Signing a contract: the bank receives the legal documents related to the mortgage application submitted by the buyers, and after examining and confirming that the buyers meet the mortgage loan conditions, it issues a loan consent notice or mortgage loan to the buyers;
4. Sign a house mortgage contract. When signing a house purchase contract, the buyer signs a house mortgage contract with the developer and the bank with the relevant legal documents stipulated by the bank, specifying the rights and obligations such as the amount, term, interest rate and repayment method of the mortgage loan;
5, mortgage registration, insurance buyers, developers and banks with the "housing mortgage loan contract" and the purchase contract to the real estate management department for mortgage registration;
6. Open a special repayment account. According to the contract, the buyer opens a special repayment account in a financial institution designated by the bank, and signs a power of attorney to authorize the institution to pay the bank's loan principal and interest and the arrears related to the mortgage loan contract from this account.
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How to inquire about mortgage repayment records? There are many ways!
Now many people buy houses through mortgages, some through commercial banks and some through provident fund centers. Then, for those who have applied for housing loans, how can they check the mortgage repayment records? Today, I will introduce you to the query method.
For friends who have applied for commercial housing loans, you can check the mortgage repayment records through online banking or mobile banking of commercial banks. Friends who have applied for provident fund housing loans can inquire through the banks that issue loans, or through the service hall of the provident fund center and the following service outlets. If you want to check at the outlet, you must remember to bring your ID card and repayment bank card.
Taking Bank of China as an example, this paper introduces how to inquire about mortgage repayment records.
1. Open the home page of mobile banking of Bank of China, click "My" and log in to your mortgage repayment account first;
2. After that, go to the home page of China Bank and click "Loan". You can see the remaining mortgage principal at the top of the page;
3. Find the entrance of "individual housing loan" and click enter;
4. On the "Personal Housing Loan" page, you can see the "Repayment Record" button next to the repayment date, and click Enter;
5. On the page of "Repayment Records", you can see the remaining loans, historical repayment records and overdue repayment records.
Above, we introduced how to inquire about mortgage repayment records. Generally speaking, there are many inquiry channels and the inquiry is very convenient. If you have any objection to your repayment record, you can complain to the relevant institutions.
This is the end of the introduction on how to query the record of house purchase loan and how to query the amount of house purchase loan. I wonder if you have found the information you need?