Article 18 If there is no liquidated damages stipulated in the second paragraph of this contract or the amount of loss is difficult to determine, it can be calculated according to the total amount of the house purchase payment paid and with reference to the standard for financial institutions to charge interest on overdue loans stipulated by the People's Bank of China.
Based on the above two items, it can be seen that if the delivery is delayed and the penalty is too low, it should be adjusted according to 16. The actual loss amount cannot be determined during adjustment, so it is calculated according to the standard of charging overdue loan interest by financial institutions.