Chongqing Ant Consumer Finance Co., Ltd. is a service provider dealing with credit business, mainly including ant flower buds and ant loan buds. Chongqing Ant Microfinance Co., Ltd. provides flower bud business, and Chongqing Ant Shangcheng Microfinance Co., Ltd. provides loan service.
Small consumer loans need to meet the following requirements:
First, the borrower is a resident of Chinese mainland;
Second, the loan must have a stable job and long-term residence, that is, a stable income and repayment ability;
Third, the lender himself has no bad credit record on all platforms.
It should be noted that small consumer loans can only be used for individuals to buy home appliances, decoration, education, medical care and so on. , can not be used for stock trading, gambling and other game behaviors.
When applying for a small consumer loan, the lender needs to provide relevant certificates, mainly including: personal identity certificate, long-term residence certificate and stable income certificate. Personal identity certificate can be proved by ID card, residence permit, household registration book and marriage certificate. Long-term residence certificate can be proved by housing lease contract, water and electricity bill, property management and other materials. And the proof of stable income is usually proved by salary, labor contract, etc.