1. After the deadline, Alipay or WeChat will generally send a reminder to remind the user to repay, but it will not automatically deduct the money.
2. If your arrears are overdue for a long time, the debtor requires Alipay or WeChat to take measures to recover the arrears, which can be recovered through legal procedures.
3. In China, Alipay and WeChat payment belong to third-party payment platforms, and they do not have the legal status of creditor's rights and debts, so they cannot directly deduct overdue payments.
Summary: After overdue, Alipay or WeChat will not take the initiative to deduct money, but if the overdue debt reaches a certain level, the creditor can recover the arrears from the user through legal channels.
Extended data:
According to the law of our country, the relationship between creditor's rights and debts is generally stipulated in the contract. When the debtor fails to perform his obligations, the creditor has the right to protect his rights and interests through legal procedures. Alipay and WeChat Pay, as third-party payment platforms, do not directly participate in the creditor-debtor relationship, but can assist creditors to collect debts. The specific legal procedures and regulations may vary according to the situation, and it is recommended that the parties consult professional legal advice in time.
Please note that the above information is only a general answer, and the specific situation may be different due to factors such as contract agreement and regional regulations. Please consult relevant professionals or legal institutions for accurate answers.