Because as far as the protection of personal information is concerned, the imperfection of legal supervision gives insurance companies room to mess around. At present, there is no unified special legislation in China, and enterprises have insufficient understanding of the importance of personal information protection and their operation is not standardized. Once there are omissions and loopholes in its internal management, such as technical problems or being used by individual staff, it is easy to leak information.
On the other hand, although the China Insurance Regulatory Commission has issued a number of management measures, it is stipulated that insurance companies should not conceal and deceive policyholders, and it is even more forbidden for commercial banks to allow insurance company personnel to enter bank outlets. However, the misleading behavior of grassroots insurance salesmen in bank outlets is still repeated.
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