Online education institutions suddenly contact you and tell you that the training course you applied for can be refunded because the course has not been completed. If you believe it, you may not only get a refund, but also fall into the online course refund scam. Recently, Lanzhou Anti-Fraud Center issued an early warning: In case of customer service call, you must verify the refund and claim settlement procedures through official channels.
According to the police investigating the case, this is a typical fraud routine. Fraudsters illegally obtain the user information of training institutions through the underground black production chain, screen the fraud targets, and then contact the targets to inform them that they can apply for refund of the fees of the courses reported, thus gaining trust. After the target object is hooked, the fraudster will refund the tuition fee and recharge the rebate for the profit of purchasing wealth management products.
Guide them to click on unfamiliar URL links to download fake apps, and ask for personal information, bank card numbers and other information to register. In the early stage, the target can get the principal and rebate of the funds invested by the fraudsters. Driven by micro-income, the target will continue to invest additional funds.
The scammer no longer rebates, and constantly induces the target object to transfer money on the grounds of one-time return after operation, operational error, account freezing, unfreezing fund payment, etc. In case of customer service call, it needs to be verified through official channels to avoid jumping out of the original platform and adding WeChat and QQ privately. Don't provide important information such as ID number, bank card account number and verification code at will.
Anti-fraud strategy
1, preventing people is not scary, the key is to have this awareness. Don't trust anyone, especially strangers, and follow blindly. When you meet someone, you should have a clear understanding. Don't believe and follow blindly because of what the other party said and promised. We should know how to investigate and think, and make a correct response on this basis.
2, not emotional, the ultimate goal of fraudsters is to cheat money, and they are cheated in the shortest time. Therefore, for fraudsters who are seemingly "emotional" and "brothers", if they ask you for money, they must not be blinded by the appearance of their feelings, and do not blindly "follow their feelings" for no reason.