Can college students borrow money to buy a house? Under normal circumstances, college students can't borrow money to buy a house. If you are mainly parents, you can buy a house. Usually college students don't have a fixed income, so banks can't bear the risk of default and can't apply for loans. If the parents of students have stable jobs and good income, they can be guarantors first and then borrow money from the bank.
The loan guarantor refers to other organizations or citizens who have the ability to pay off debts on behalf of the guarantor and creditors and can act as guarantors. According to the relevant regulations, the object of secured loan for individual house purchase is a natural person with full capacity for civil conduct.
How do college students get housing subsidies? Online declaration, relevant departments will conduct online pre-examination. After meeting the relevant conditions, submit it to the local human resources and social security department for review. Those who meet the subsidy conditions will be allocated to my social security card financial account within two months from the date of examination. At present, some cities give certain subsidies to college students to buy houses, some are monthly subsidies, and some are once a year. You can consult the local housing transaction center for details. The amount of subsidies for different academic qualifications is also different. The higher the education, the more subsidies, and the limited subsidy time.