People aged 365,438+0 are usually the backbone of the family. Their parents are at school and their children are at school. At the same time, they have to pay back the car loan and mortgage. The work pressure is also great. Any risk may make a family fall apart, so it is really necessary for people of this age to buy insurance.
So what kind of insurance is suitable for people of this age? It is suggested to match these types: critical illness insurance+medical insurance+accident insurance+term life insurance.
1. critical illness insurance
At present, the incidence of diseases is getting younger and younger, and the risk of serious diseases among people aged 3 1 year is getting higher and higher. At this age, the whole family is seriously ill, like the sky is falling. The treatment of many serious diseases takes a lot of time, and the later rehabilitation expenses and missed work due to illness are also essential. So, quickly configure yourself with a critical illness insurance. If you are worried that you can't buy critical illness insurance, you may wish to refer to this article: Top Ten Insurance Companies' Hot Critical Illness Insurance Inventory!
2. Medical insurance
People of this age should not only guard against serious diseases, but also guard against minor illnesses and disasters that may occur at any time. Buy a million medical insurance, spend hundreds of dollars a year, easily get a million guarantees, and solve the part that medical insurance can't reimburse. It's too difficult to choose the right product, but it doesn't matter. I tidied it up for everyone. If you are interested, you can have a look: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
3. Accident insurance
You never know which will come first, the accident or tomorrow. Although this is a bad sentence, we can't deny its truth. Therefore, accident insurance should be the insurance that everyone needs, and accident insurance is very cheap. At this age, who will support a large family in case of an accident? Therefore, it is necessary to configure accident insurance.
4. Term life insurance
At this age, you not only have to take care of a family, but also have a high car loan to pay back. After buying health insurance, death protection is also essential. In case of unfortunate death, it will be a heavy blow to parents, wives and children. When you can't continue to fulfill your obligations, life insurance can help you bear this responsibility and leave a minimum financial guarantee for your family.