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The process of handling student loans:
The loan acceptance department applies for a loan;
Prepare materials. Prepare relevant materials to register with the student financial assistance management department of the local education bureau and receive the Application Form for National Student Loan (hereinafter referred to as the Application Form). The borrower needs to apply in full;
Review the materials. The borrower and * * * together with the borrower need two identification materials (including the borrower's students and * * together with the borrower's ID card and household registration book) to register and receive the form in the management department, and the applicant subsidizes the staff of the management department to review the materials;
Sign the contract. The borrower and * * * sign the Loan Contract for Student Credit Loan of China Development Bank with the borrower himself, sign the loan contract and authorize Postal Savings to deduct the loan principal and interest;
Return the contract receipt. After the loan contract is signed, students can report to colleges and universities with the contract. From 20 1 1, students only need to mail paper receipts. Within 30 days after registration, the student financial assistance management department of the Education Bureau has not received the receipt (no later than 65438+1October 30);
The loan issuing and postal savings bank will issue loans on the date agreed in the contract and wire the loan funds to the loan school.
Repay the loan. After graduation, the borrower is responsible for depositing the full amount of funds into his personal account on time according to the loan contract.
Conditions for handling student loans from places of origin:
Have People's Republic of China (PRC) nationality;
Honest and trustworthy, law-abiding;
Freshmen or college students who have been formally admitted to full-time ordinary colleges, higher vocational schools and junior colleges in accordance with the relevant provisions of the state and other academic qualifications, and have obtained a true, legal and effective admission notice;
Students' pre-school household registration and parents' household registration are in cities and counties (cities, districts);
The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies during school;
Other conditions stipulated by the bank.
Application materials for student-origin student loan:
Apply for a national student loan;
Copy of my student ID card and resident ID card (minors must provide proof that the legal guardian intends to apply for a loan);
My explanation of the family's financial difficulties;
A certificate of family financial difficulties issued by the relevant department where the student's family is located that can withstand damage. Students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them;
Other information required by the bank.
Second, China Bank Student Loan official website
Official website address of Bank of China: www.boc.cn. For more information, please call the customer service hotline of China Bank at 95566. The above contents are for your reference. Please refer to the actual business regulations. If you have any questions, please contact online customer service of Bank of China. You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
3. What websites are suitable for college students to apply for loans?
You can find a registered user of a famous school loan in official website, and then apply for a loan according to your actual situation and needs. Because the monthly interest rate of a famous school loan is low, the reputation has been very good and there are many users.