1. Ticket number:
2. Date of issue:
3. Maturity date of draft:
4. Drawers:
5. Payee:
6. Full name of paying bank:
7. Ticket amount:
Due to the negligence of our company's financial personnel, the bill is not standardized due to XXX. The economic responsibility and disputes caused by this endorsement shall be borne by our company, please pay it when due!
Hereby certify!
Financial Seal: Company Seal: Official Seal
A bank acceptance bill is a bill in which a depositor opens a deposit account in an accepting bank, applies to the opening bank and is accepted by the opening bank, and guarantees to unconditionally pay a certain amount to the payee or holder on a specified date. Accepting a commercial bill issued by the drawer is the credit support given by the bank based on the recognition of the drawer's credit standing. A handling fee of 0.5 ‰ of the face value is charged to the acceptance applicant for bank acceptance bills, and the amount less than 10 yuan is counted as 10 yuan. The longest acceptance period of paper is no more than 6 months (the longest acceptance period of electronic bills can reach 1 year). If the applicant for acceptance fails to pay the bill in the bank, the overdue penalty interest shall be charged according to the regulations.
Bank acceptance bill is a kind of long-term payment bill issued by the bank on behalf of the payer, and the bank has the obligation to pay it at maturity; Commercial acceptance bill is a long-term payment bill issued by the payer, and its credit is lower than that of bank acceptance bill because it has not been guaranteed by the bank. The maximum term of the two bills is six months, and the bills can be endorsed and transferred within the term. We usually encounter bank acceptance bills.
Because of the bank guarantee, the bank has certain requirements for the company that entrusts the issuing bank to accept the draft. Under normal circumstances, the enterprise will be required to deposit a deposit equivalent to the amount of the bill until the bill is due for payment. Some enterprises also deposit a deposit of tens of percent of the bill amount with the bank, but the bank must grant credit to the enterprise to handle bank acceptance bills and use the credit line within the credit line. Without a bank letter of credit, the issuing bank is not qualified to accept the draft.
Commercial bills are divided into commercial acceptance bills and bank acceptance bills. Bank acceptance draft in quadruplicate. The first copy is a card, and the accepting bank will make a payment summons when paying the ticket; Second, when the payee bank receives the bill from the acceptance bank, it will subpoena the interbank account; The third is the settlement notice, which is sent to the accepting bank along with the customs declaration when the bill is received by the payee's bank, and the accepting bank serves as an attachment to the payment summons; The fourth copy is the stub copy, and the issuing unit prepares the relevant vouchers.