Gitzo is a legal company, but it doesn't mean that the annual interest rate of Gitzo loan as high as 40%-50% is legal. Moreover, Gitzo is the most unscrupulous company, illegally obtaining other people's information and harassing innocent third parties without knowing it!
Is Gitzo Company formal?
Gitzo Financial Loan Company is formal.
Gitzo's full name is Gitzo Consumer Finance Co., Ltd., which is approved by China Banking Regulatory Commission and has a formal business license.
As long as the applicant is 20-55 years old, has a monthly salary of more than 2,000 yuan, and has worked in the local area for more than 3 months, the maximum loan amount is 10000, and the longest loan period is 12 months, which belongs to short-term consumption. But many friends are complaining that the interest rate of Gitzo loan is too high.
How much is the interest on Gitzo loan?
Gitzo's daily cash loan interest rate is generally 0.058%, which is above the average level in the industry. However, the interest of Gitzo loan is not only generated by the loan interest rate, but also the monthly service fee and customer service fee. At present, the monthly service fee is 0.78%, and the customer service fee is 1.58%.
For example, if a customer borrows 1 ten thousand yuan, the interest generated in one month is100000.058% 30100000.78%10001.58% = 41. If the customer borrows money for one year, it will generate 465438.
I have engaged in bank credit for many years. If I want to apply for 1-20W myself, which online platforms are more formal and easier to apply for? On the whole, Baidu (Xiaoman) is a platform with high pass rate. The credit line is the highest and the interest is low. I have a car loan and gave me a credit line of 9.5W, which I recommend to my colleagues as a direct credit line 18W.
If there is demand, the degree is small and complete-there is money to spend, big brands are reliable, interest rates are low and trustworthy. If you have money to spend, you can borrow money easily. The maximum loan amount is 200,000 yuan, and the daily interest rate is as low as 0.02%. Lending in 3 minutes at the earliest. The specific amount depends on personal assessment!
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.
Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement
Is Gitzo a formal credit company?
Gitzo loan is formal, Gitzo is a legal institution and approved by CBRC. Gitzo can provide customers with transparent and responsible loan services, and the fees charged can follow relevant laws and regulations. Gitzo also has a license issued by the China Banking Regulatory Commission and is subject to strict supervision and management. Gitzo entered China from 20 10, and has provided excellent loan services for many people. Gitzo's loans mainly provide you with installment loans and cash loans.
Gitzo consumer finance mainly provides commodity loans and consumer loans. Commodity loans can be applied for by appointment at Gitzo official website, and then handled at offline outlets. Consumer loans can be applied in Gitzo official website on the mobile browser. It should be noted that Jiexin and the central bank's credit information are related, so its loan is based on credit information, so the borrower needs to repay on time, otherwise it will affect its credit.
The company's business includes
(1) Issuing personal consumption loans;
(2) Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders;
(3) Borrowing from domestic financial institutions;
(4) Issuing financial bonds upon approval.
(5) Domestic interbank borrowing;
(6) Consulting and agency business related to consumer finance;
(7) Acting as an agent to sell insurance products related to consumer loans;
(8) Fixed income securities investment business;
(9) Other businesses approved by the CBRC.
famous
20 15, 10 Gitzo Consumer Finance Co., Ltd. was rated as the second "responsible" consumer finance lender in the first domestic consumer finance research report-China Consumer Credit Market Research released by Tsinghua University China and World Economic Research Center.
On June 8, 2020, it was 65,438+and won the top 50 Hurun New Finance in 2020.
Gitzo Group strives to become a responsible financial service provider in every operating country, combines international experience with local market, and always takes building safe consumer loan products as its own responsibility and mission. Gitzo adheres to the concept of inclusive finance, adheres to the principle of safe and responsible lending, combines international experience with the local market, realizes "localized" operation, and deeply cultivates the consumer finance market.
Is Gitzo loan legal?
Gitzo is a regular company. Gitzo loan is connected with the credit information system of China People's Bank, and the interest charged by Gitzo is legal. Only when the interest rate exceeded 36% in that year was it not protected by law. Loans with an annual interest rate of less than 24% are all formal loans protected by law.
As one of the first four pilot consumer finance companies approved by CBRC, Gitzo Consumer Finance Co., Ltd. became the first wholly foreign-owned consumer finance company in China.
Gitzo Consumer Finance Co., Ltd. was established on 20101010. As a fully compliant licensed consumer finance company, it officially opened in China at the end of 20 10, and its shareholder is Gitzo Group, a leading international consumer finance service provider. Gitzo is committed to providing responsible financial credit and inclusive finance services to those groups that cannot be covered by traditional financial services, especially those with little credit history. Its business covers more than 300 cities in 29 provinces and cities.
Gitzo actively deployed intelligent customer service, and artificial intelligence products such as intelligent robots and quality inspection robots were widely used in various scenarios, and the operational efficiency was significantly improved. Gitzo, with its excellent data capture and analysis capabilities, combined with modern cutting-edge scientific and technological means such as big data, cloud services, automation and biometric detection, has penetrated its own core risk control and management capabilities into every link of the business process, realized efficient and instant service for every customer, and became their lifelong reliable high-quality financial service partner.
20 10 12. Gitzo Consumer Finance Co., Ltd., one of the first four consumer finance pilot enterprises of CBRC, was formally established in Tianjin.
From 2065438 to 2008, the highest annualized interest rate of Gitzo Xiaojin's loan was 24%.
At the beginning of 2020, Gitzo launched the "2023" strategy, and on the basis of the "2023 strategy", it constantly accelerated the pace of "customer-centric" digital transformation. At the end of 2020, Gitzo's "2023" strategy achieved initial results, and more than 44 million users have registered Gitzo Financial APP. Gitzo Finance APP is offline.
Shopping platform Marketplace can provide a "one-stop" consumer finance experience; The first revolving loan product, Gitzo Pay (HCPay)
The cumulative number of users has exceeded 6.5438+0.66 million; The customer self-service model of Gitzo Tesco (ALDI2.0) covers about10.4 million merchants throughout the year.
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This is the end of the introduction about whether Gitzo Loan is a regular company and whether Gitzo Loan is true. I wonder if you found the information you need from it?