So, is it worthwhile to start with the value of taking care of disease A? After reading its guarantee content, you will know:
Although the content of type A guarantee is to take care of passengers. There seems to be nothing wrong with it. In fact, it still contains many shortcomings that you haven't noticed. If you don't know, you will still suffer:
1. Take care of your illness. The protection of paragraph a is not comprehensive.
Covering serious illness, moderate illness and mild illness has become a necessary guarantee for an excellent critical illness insurance, while Type A insurance has no protection for moderate illness. Some friends may think that there is nothing wrong with the protection of Chinese medicine, and it is no problem with or without this protection.
Moderate illness is actually a disease between mild and severe, which can increase the probability of claims, and this kind of protection is more friendly to consumers.
2. There is no complete disability protection in Type A which takes care of passengers.
Take care of your illness. Paragraph A only provides death protection, but lacks total disability protection. It can be said that total disability faces more problems than death. This is a protracted war. Many families cannot afford long-term medical expenses, such as treatment, nutrition and nursing.
Therefore, the total disability protection is still very important, but the protection of A is not very comprehensive and a little disappointed. ......
3. Take care of the passengers. A has a long waiting period.
The shorter the waiting time, the faster the guarantee. The waiting period for critical illness insurance is 90 days, but the waiting period for taking care of passengers is longer, which is twice as long as the excellent one.
However, from the insurance company's point of view, setting the waiting period to 180 days is also for fear that someone will cheat insurance, and consumers can understand this behavior.
After reading the above analysis, I believe everyone has a clearer understanding of type A nursing in Ke Rong. It's really not that bad. For more information, you can click on this article: "Is Sunshine Ke Rong Care Worth Buying? A text tells you the answer. "
If you want to buy this one of Sunshine Life, you might as well look at other products. Is it really good? The following is the most comprehensive critical illness insurance comparison table: National Epidemic 136 Critical Illness Insurance Comparison Table.
But in the critical illness insurance market, there are many excellent critical illness insurance. If A is not good enough, it is better to look at these products compiled by senior sister, for fear that you will suffer: "The new definition of pk for critical illness insurance is actually these ten models that are most worth buying! 》
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