1. Call the customer service number 95730 to contact the staff of installment music, explain clearly their temporary inability to repay, express their sincere repayment ideas, and then try to apply for extending the repayment period and repay the arrears in installments. At this point, staged music should be considered. If the negotiation is successful, the arrears can be repaid monthly according to the newly negotiated repayment plan.
2. Try to borrow money from close relatives and friends and raise funds to repay the arrears. Pay off the loan first, so as not to continue to default and generate more overdue fees. After the debt is paid off, you have ample funds at hand, and then you can return the money to your relatives and friends (the repayment time is easier to discuss, and borrowing money from relatives and friends generally does not charge interest).
When people use the central bank's credit records, they will leave traces of inquiry, which is not good for lending friends, and most online loans are not credit-seeking, so they can't find specific online loan information when they are credit-seeking, but now they can learn their personal data through the data of "Xiaoqi Credit Information", and at the same time, they can learn more information about overdue online loans, application records, untrustworthy information, online loan blacklists and so on without leaving traces.
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How to negotiate the deferred repayment of installment music?
The process of negotiating deferred repayment by installment music: call the customer service hotline of installment music to explain the reasons for overdue; Submit an application for deferred repayment, with supporting materials that can be uploaded; After receiving the application, the staged music club will review the users; After the approval, the user will be informed of the time to postpone repayment; If the audit fails, you need to pay off the overdue debt as soon as possible.