Boyacheng is too dark, and the interest is higher than usury. What should I do?

According to the law, the interest of 1 with an annual interest rate below 24% is a legal interest and is protected by law; 2. The annual interest rate is more than 24% and less than 36%, and the borrower pays voluntarily, with legal support; If the borrower is unwilling to pay back, the law will not support it. 3. Interest with an annual interest rate of more than 36% is illegal interest and is not supported by law. Therefore, private lending with an annual interest rate below 24% is protected by law. If the interest given by the online lending platform is higher than this level, it is suspected of usury, and some interest exceeding 24% may not be enough.