1, the customer service hotline in baixin bank is 400-8 18-0 100, but the official does not say the working hours of manual customer service. Please try to dial it on weekdays.
2. baixin bank is a direct selling bank, and generally there is no 24-hour manual customer service. So we should pay attention to stagger weekends, holidays and so on. When choosing the dialing time, avoid going to work without manual customer service.
：
Baixin bank is a new operating mode of direct selling banks. Customers mainly obtain banking products and services through remote channels such as computers, e-mails, mobile phones and telephones. Because there is no operation and management cost of outlets, direct selling banks can provide customers with more competitive deposit and loan prices and lower handling fees.
The first direct selling bank in China, initiated by the deep cooperation between Internet companies and traditional banks, marks the milestone of Baidu's largest capacity and most growth potential in the field of vertical services. The establishment of baixin bank is also of symbolic significance in the development of China's banking industry, which has opened a brand-new model of "internet plus Finance".
Baixin bank conducts direct banking business as an independent legal person, so it needs the approval of CBRC. As the first one in China, baixin bank is classified as a "commercial bank with restricted license". 2065438+May 2005, CBRC organized some banks to interview the subsidiaries of direct selling banks. From June 2065438 to June 2006, the National Conference on Banking Supervision proposed to guide mature banks to carry out license management and subsidiary reform pilot projects in direct banking and other business sectors.
For CBRC, baixin bank is an innovative pilot since exploring the reform of subsidiary system in some business sectors and lines, and its implementation is of great significance to the innovative supervision of regulatory agencies. On the evening of March 25th, CITIC Bank released its 2020 performance report. According to the report, by the end of 2020, baixin bank's total assets were 66.473 billion yuan, up by 65.438+02.93% compared with the end of last year, total liabilities were 59.900 billion yuan, up by 77% compared with the end of last year, net assets were 6.573 billion yuan, and net operating income was 65.438+0723 billion yuan.
The first direct selling bank in China, initiated by the deep cooperation between Internet companies and traditional banks, marks the milestone of Baidu's largest capacity and most growth potential in the field of vertical services. The establishment of baixin bank is also of symbolic significance in the development of China's banking industry, which has opened a brand-new model of "internet plus Finance".
Baixin bank conducts direct banking business as an independent legal person, so it needs the approval of CBRC. As the first one in China, baixin bank is classified as a "commercial bank with restricted license". 2065438+May 2005, CBRC organized some banks to interview the subsidiaries of direct selling banks.
From June 2065438 to June 2006, the National Conference on Banking Supervision proposed to guide mature banks to carry out license management and subsidiary reform pilot projects in direct banking and other business sectors. For CBRC, baixin bank is an innovative pilot since exploring the reform of subsidiary system in some business sectors and lines, and its implementation is of great significance to the innovative supervision of regulatory agencies.