Buyers buy houses, mostly buying up and not buying down! Money can't be willful, and buying a house is not a simple matter! There are many things to pay attention to when buying a house. As a smart home buyer, there are some things they will definitely not do!
1, blindly buying a house without clear demand.
For a property buyer, when he decides to buy a house, the most important thing is to know what his demand for buying a house is. Because he can only choose the house that suits him best if he determines the demand for buying a house. For example, if you just need a crowd, you may just need the right price. If it is an improved demand, there may be higher requirements for the area and location of the house. If you are going to school for your children, then a good school district is your first choice. Because it is difficult to buy a perfect house, you need to grasp your first demand.
2. Blind pursuit of low prices
Everyone knows that house prices are so high. The salary is so low that everyone is the same. But this does not mean that we must put housing prices in the first place, and the cheaper the better. Pay attention to buying a house is a cost-effective and long-term process. Some houses are very cheap, but as the old saying goes, "cheap goods are not good." For example, you spent 300,000 yuan to buy a one-story house with potholes, or a two-bedroom house facing north, and you spent 400,000 yuan to buy an exquisite eight-story house with two bedrooms facing south. Because it is cheap, you saved 10 yuan, but how uncomfortable you will be in the next five years to 10, which cannot be compensated by100000 yuan.
3. Neglect one's own economic ability.
Thirdly, the housing price is so high that many people have to choose loans to buy a house. And this involves a relationship between loan pressure and family economic affordability. Reasonable loan amount and repayment period are important factors to ensure the future quality of life. Generally speaking, one third of a family's monthly income is the quiet sister line of mortgage repayment, and the loan period is 15-20 years.
4. Pay too much attention to the appreciation of the house.
Many property buyers are always misled by the appreciation potential of the house when buying a house, and buy a house that exceeds the budget. But in fact, for many home buyers, the house is bought and lived, and the practicality of the house should be considered. It is impossible to sell because of its great appreciation potential. If the house is sold, where will you live?
There is a lot of learning in buying a house. Food, clothing, housing and transportation, this "living" project is more difficult than other projects. To tell the truth, a smart buyer will definitely become a rational person.
(The above answers were published on 2016-11-16. At present, please refer to the actual situation for the relevant purchase policy. )
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