Do your homework before handing over the house, and you can't miss a step of "ward round and house inspection".

Buying a house is a major consumption of every family, which has the characteristics of large transaction amount and long performance period. In this process, various risks may be hidden, such as false promises of salesmen, changing houses to apartments, and overlord clauses hidden in contracts. How to be a smart buyer?

It's worth a thousand dollars a day.

"Check" the service life of the land

Consumers are often most concerned about location, price, quality, environment, huxing and so on. And often ignore the land use period of commercial housing. In real life, there are 70-year houses and 40-year apartments. Apartments with a land service life of 40 years are generally used for commercial and residential purposes, and the planned use is mostly office. Such houses cannot enjoy household registration, enrollment and withdrawal of housing accumulation fund. Therefore, when buying a house, we should pay special attention to the service life of the house land, and the operator must also truthfully inform such important information.

A word is worth 1000 dollars.

See deposit or deposit

Housing sincerity gold, intention gold, deposit ... Have you paid all kinds of "gold" when buying a house? In fact, there is no concept of "intention money" or "sincerity money" in law, which is a marketing tool designed by developers or intermediaries to contain property buyers. It is an important link to convert "intentional deposit", "sincere deposit" or "down payment" into "down payment". When consumers formally pay the down payment, they should sign a subscription agreement and other contracts that clearly stipulate the real information of the commercial housing and the rights and obligations of both parties, and clearly stipulate the house number, construction area, transaction price, the time when the commercial housing sales contract is formally signed, and the liability for breach of contract.

In addition, we should pay special attention to the difference between "down payment" and "down payment". "Down payment" has a guarantee function and cannot exceed 20% of the total price. If the developer defaults, it must be returned to the consumer in double. If consumers can't fulfill the contract, they can't get it back, so they should pay the deposit carefully when buying a house. The "deposit" has the nature of advance payment and can generally be refunded.

A promise is worth a thousand dollars.

Review the important terms of the contract

When looking at the house, we usually know the basic situation of the house through publicity materials and oral introduction by sales staff, but Mr. Jiang of Chengdu was misled by sales staff and paid a deposit of 50 thousand yuan. He took a fancy to an apartment on the first floor of a real estate in Chengdu. The salesperson verbally claimed that the garden on the first floor was private and did not belong to the public area, so it could be transformed and planted with flowers and plants. But later, Mr. Jiang learned through the owners and the Housing Authority that the garden on the first floor belongs to all owners and cannot be changed, which is completely inconsistent with the promise of the sales staff.

When signing a house purchase contract, consumers should carefully examine the important terms of the contract, such as house area, floor, house number, house price, delivery time, delivery standard, conditions for terminating the contract, and liability for breach of contract. In addition, the oral commitment of the sales staff and the contents of the publicity materials should also be agreed in writing in the contract. At the same time, developers should also fulfill the obligations of fair creation of rights and conspicuous notification according to Article 496 of the Civil Code. If the developer fails to explain the important matters, according to the second paragraph of Article 496 of the Civil Code: "If the party providing the standard terms fails to fulfill the obligation of prompting or explaining, so that the other party fails to pay attention to or understand the terms that are of great interest to it, the other party may claim that the terms will not become the content of the contract." It means that the "overlord clause" in the purchase contract, such as "the company reserves the right of final interpretation" and "no refund once the agreement is signed", will not be legally binding on consumers.

Most importantly, consumers should pay attention to asking for and saving bills, publicity materials, chat records, etc. In the process of buying a house, so as to protect their rights. When a consumer dispute occurs, it can be settled through consultation with the developer first. If negotiation fails, you can complain to the local Consumer Council, complain to the relevant administrative departments or defend your rights through judicial channels.