Does Huaxia Credit Finance conduct credit investigation?

It is very possible for Huaxia Credit Information to collect credit information. Because the central bank's credit information system is preparing to expand the scope of information collection, from the previous collection of financial lending information to the collection of various social information and consumption information. This will bring the following changes to the credit report:

(1) People without bank records can be included in the credit investigation. Due to the large population in our country and the slow development of bank credit cards, there are a large number of people without credit records in our country. It is difficult to show the credit status of these people in the previous credit information system.

By collecting the internet data of these people, the credit information system can also evaluate their credit. This makes it convenient for these people to provide financial services, and also prevents banks from refusing to provide them with financial services because they can't find their credit records.

(2) Credit investigation can benefit. Due to the wide sources of Internet data, including various industries, the role of credit investigation will not be limited to financial credit. In the future, individuals may get tangible benefits in blind date, renting a house and job hunting through good credit report.

(3) Need to pay attention to some "small things". Because the Internet data sources are complicated and all-encompassing, citizens need to avoid some secondary factors that affect their credit reports. For example, "small things" such as ticket evasion and cancellation.