Sign the contract-evaluation-preparation of materials-face-to-face signing-approval-loan approval-transfer-mortgage registration-please visit Anze Xinyuan official website for details! You can find professional answers in www.azxy.com.cn.
Second, how to handle mortgage loans
Generally, there are the following procedures for handling mortgage loans: 1, loan application. 2. Prepare the corresponding loan materials. 3. Look at the house and evaluate it. 4. Apply for a loan. 5. The loan contract shall be notarized. 6. Go through the mortgage registration formalities. 7. Open an account and lend money. The loan proposal is to choose Molong. The platform does not mortgage the house loan, and the loan can be released as soon as 1 day. Apartment shops can also apply. Convenient and quick, win unanimous praise! Take real estate mortgage loan as an example: 1. Submit loan information, application materials, borrower's ID card, running water in the past six months, work certificate, credit report, real estate license, etc. 2. Appraisal of the house. After the materials are submitted completely, the bank will conduct on-the-spot investigation and appraisal according to the mortgaged house. 3. When the loan is submitted for approval, the housing appraisal company will submit the appraisal report or appraisal opinion to the bank for approval. 4. Sign a loan contract. The borrower and the lending institution sign a loan contract and all relevant documents, signatures and handprints, which are notarized by a notary. 5. Mortgage registration procedures will be completed after these procedures. However, due to different bank regulations, loans will be made to cooperative merchant accounts in the form of cash, punch card or remittance. For more information about mortgage, please consult Morlon. Moerlong has the most professional internet finance platform in China, covering 37 1 city in China, with more than 2 million registered users, and providing tens of billions of yuan in loan services to various customers every year. Focusing on the financial core risk control technology, based on AI algorithm and driven by data, Mo Long continues to carry out deep learning model training, providing big data risk control support for mortgage, car loan and credit loan business systems, and providing intelligent brain and tool support for product design and risk control in all scenarios of the whole industry. The major is worth choosing.
Third, how to handle mortgage loans.
The process of handling mortgage loan is as follows: 1. The borrower applies to the loan bank for mortgage loan. 2. The loan bank shall examine and approve the loan application. 3. The borrower handles the guarantee procedures and mortgages the collateral to the loan bank. The loan bank issues loan funds to the borrower's account. Article 30 of the Law of People's Republic of China (PRC) Commercial Bank shall strictly examine the borrower's loan purpose, repayment ability and repayment method. Commercial bank loans should be separated and graded, and borrowers should provide guarantees. Strictly review the repayment ability of the business, the ownership and value of the collateral, and the feasibility of realizing the collateral. If it is examined and evaluated by a commercial bank, no guarantee shall be provided. Article 37 A commercial bank shall sign a written contract with the borrower when issuing loans. The contract shall stipulate the type, purpose, amount, interest rate, repayment period, repayment method, liability for breach of contract and the needs of both parties.