Top ten loan platforms, which are the best loan platforms:
1. Alipay-Ant Borrow
Ant Borrowing is a loan product of Alibaba, which is used for personal consumption. Borrowing money on bail pending trial can be repaid with the loan, and there is no penalty for prepayment. It's easy to use, and the loan is quick. One second to Alipay, the daily interest rate is between 1.5-6.5. The initial interest rate is high, so it is used much, the repayment is timely, there is no overdue record, and the interest rate will gradually decrease. As long as the sesame score is above 600, Alipay uses more.
2. WeChat-Microfinance
Micro-loan is a loan product of Weizhong Bank. It is very convenient to apply on wechat. After entering WeChat, click "My"-"Pay" to see the entrance of micro-loan. Micro-loans will give a certain credit line according to the comprehensive qualifications of users, and interest will be calculated on a daily basis. You can also use the average capital repayment method to repay from the bank card every month.
3, Baidu-money to spend
Money is a personal consumption loan product owned by Du Xiaoman (formerly Baidu Finance). You can apply online without mortgage, complete the approval in 30 seconds at the earliest, and lend money in 3 minutes at the earliest. The loan can be repaid in advance with a maximum amount of 200,000 yuan and a minimum daily interest rate of 0.02%.
4. Suning-willful loan
The interest-free period for willful new users is not short. The longest interest-free period is 30 days, and the lowest daily interest rate is 0.02%. You can repay the loan in advance, up to 300 thousand. Online application will be automatically approved by the system, and it will take up to 3 minutes to arrive. There is no charge for the unused quantity.
The above contents are for reference only and do not contain any loan suggestions. Online lending is risky, so choose carefully!
2. Which loan company in Shanwei is better?
It is best to apply for a loan locally.
Lenders generally need to meet the following conditions:
1, has a fixed residence in China and a fixed residence in local towns. 18-
2, law-abiding, no illegal behavior.
3. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;
4. Banks
3. Which company is better?
1. Meng Chaojinfu, Jin Fu the elephant, Tai Ding, these are all. If you need a loan, you can search their keywords online and then call for advice. There should be a more professional answer
2. All the information published on the Internet that you can get a loan or apply for a credit card only with your ID card is a low-level scam. Don't trust the company whether it is registered or not. The swindler will cheat you to sign the fax contract and hold your fingerprint, and then cheat you to pay the first month interest, performance fee, deposit, insurance fee, guarantee fee, loan fee, notarization fee, credit fee, mortgage fee, card opening fee and so on step by step.
3. These companies will also ask you to transfer all the funds in your account to the liar's account in the name of insufficient bank flow, checking repayment ability or capital verification. If you don't pay the fees as required by the swindler, the swindler will threaten you to breach the contract in the name of signing a contract with them and compensate you for huge liquidated damages.
Please always remember that it is absolutely necessary for the other party to ask you to pay any fees in advance for any reason. Under no circumstances should you send money or transfer money to others first, so as not to be cheated! Don't believe the threat of any liar. Because the other party is suspected, the contract signed with the liar has no legal effect and there is no so-called breach of contract.
5. Don't believe the information of such loans or cards released by various online investment and financing guarantee companies and various microfinance companies, especially in big cities such as Beijing, Shanghai, Guangzhou and Shenzhen, which are basically liar companies!
At present, there are two main development directions for domestic small companies.
First, use the thinking of bank lending to lend according to collateral.
Most of the management of such companies come from local or small and medium-sized banks, and use the resources at hand to lend to local small and medium-sized enterprises that are difficult to obtain bank financing. Generally, such companies lend a large amount of money, more than one million, up to 100 million. However, due to limited funds, it is limited by financing channels in policy. The number of customers is also relatively small.
Second, it is biased towards pure credit and is issued by cash flow audit.
The management of these companies are mostly former microfinance practitioners from Hongkong, Taiwan Province, Japan and Singapore. Most of them use foreign mature micro-credit and consumer credit technology to develop their business in China. Generally, the loan amount of such companies is relatively small, with an average of 654.38+million, or even smaller. The number of customers is relatively large, which is a small amount of dispersion in line with policy positioning.