In other words, every user who applies needs to review his qualifications. If you don't repay on time, you will have to bear a certain amount of liquidated damages, which will have a negative impact on your credit record and directly affect your future purchase of a house and car and all credit-related behaviors. At the same time, we will also reserve the right to take judicial measures to recover overdue funds according to the installment contract.
1, officially speaking: it was a credit inquiry at the meeting. If it is overdue, it will affect the future purchase of houses and car loans.
2, the netizen said: no credit. However, liquidated damages will always accumulate to a certain extent and may be prosecuted.
Credit investigation is to collect, sort out, save and process the credit information of natural persons, legal persons and other organizations according to law, and provide services such as credit report, credit evaluation and credit information consultation to help customers judge and control credit risks. Reminder: Even if there are stages, credits will not be received at present, and it is uncertain whether the later stage will be held.