Due to different policies in different cities, please contact the loan department to confirm whether there is provident fund loan business and related business regulations in your area!
2. Is Huiyirong Company formal?
It is formal. Huizhou Huiyirong Investment Management Co., Ltd. is a professional financial service institution. Huizhou Huiyirong Investment Management Co., Ltd. is rooted in serving the financing needs of small and medium-sized business owners, self-employed individuals and outstanding professionals. The company's main business includes: Huizhou bank loan, Huizhou decoration loan and Huizhou credit loan. Huiyirong Investment Management Co., Ltd. grasps the financing information of major banks and formal credit companies in Huizhou, and provides targeted financing solutions for customers with the aim of "fast, convenient and efficient" according to the actual situation of customers.
3. Is there any decoration company in Huizhou that can borrow money for decoration?
Provident fund loan conditions:
1. Have legal and valid identity documents;
2. The deposit status is normal, the provident fund has been paid in full for more than 6 months (inclusive) and the credit is good;
3. Have a stable income and the ability to repay loans;
4. Have a legal and effective purchase contract or agreement or the "Property Ownership Certificate" issued by the real estate administrative department;
5. For the purchase of housing, the down payment of not less than 30% of the total price of the purchased housing has been paid;
6 construction, renovation and overhaul of houses, can pay 30% of the total cost of construction, renovation and overhaul of houses;
7. The construction and renovation of houses shall be based on the approval documents of the planning and land management departments;
8 overhaul housing, approved by the planning and management department;
9. Being able to provide effective guarantee recognized by the management center;
10. Other conditions stipulated by relevant laws, regulations and policies.
4. What is the interest rate of renovation loans of major banks in Huizhou?
Different banks have different housing decoration loan policies, so the interest rate of housing decoration loans is also different. Huizhou Construction Bank's "home improvement loan" stipulates that the maximum loan amount of a single borrower shall not exceed 6,543,800 yuan, and the longest term shall not exceed 5 years. The lowest interest rate should be the benchmark interest rate floating 10%, and the interest rate of ordinary customers is generally around 15%.