Small apartments are most popular with people who just need them. The total price of the same project is low, the down payment is not high, and just need funds to cover it.
In addition, under normal circumstances, a house will not live for decades, and then it will be replaced. It is only used for transition and does not need to buy too much area.
Small huxing is also popular now, and it is the fastest in a project. After starting, there is a market for renting or selling.
Step 2 avoid the floor
In the traditional concept of China people, four floors, eight floors, 13 floors and 18 floors are not selected.
In high-rise buildings, floors 4 and 8 are relatively low, but floors 13 and 18 are actually ok from the floor point of view.
People who buy a house for the first time generally want to buy a perfect house, everything is the best, and floors with bad meanings are generally not chosen.
Step 3 choose the apartment type
Within the budget, choose a north-south transparent apartment.
The house facing east and west or in the middle will have a preferential price, but it is inconvenient to live in the future.
Houses facing east, especially those facing east in the south, are prone to water leakage because of rain.
Houses facing west are badly sunburned in summer, the indoor temperature is high, and the cost of living increases.
The house in the middle has the lowest price, and there is usually a window facing the patio or aisle, so the ventilation and lighting will be affected.
Step 4 choose a small house
At present, the most common and largest family structure in China is still a family of three. Of course, the number of families with four or more is also increasing. For a family of three, a small house can cover the longest life cycle.
Now the products on the market can generally achieve three rooms within 90_, and the rental return rate and future turnover rate of three rooms are higher than those of two rooms.
In addition, 90_ is the dividing line of deed tax. Below 90_, the deed tax only needs 1%, and then the deed tax will increase by 0.5%.
Second, the suggested age for buying a house
You'd better buy a house before you are 35. 35 years old For most people, they have worked for 10 years or so, are in a rising or stable period in the workplace, and have some savings. The pass rate of applying for bank loans at this age will be higher. At present, the loan requirement is that the age of the male lender plus the mortgage period should not exceed 65, and the female should not exceed 60.
About 35 years old, there is still a chance to get a 30-year mortgage. The older you are, the more difficult it is to review the mortgage, the shorter the term of the mortgage, and the greater the pressure on monthly payment.
Third, the age when people in other countries buy houses for the first time.
The average age of first-time buyers in our "neighbor" countries: South Korea: 43.3 years old; Japan: 4 1 year.
From a global perspective, China and Beijing rank first with an average age of 27, while China's average age of buyers is 29.5, making it the youngest in the world.
Most people buy a house because their parents make a down payment and pay their own mortgage. Why are you in such a hurry to buy a house? Because house prices have been rising, although the price increase is not so big now, it is still rising steadily, especially in popular cities.
For ordinary property buyers, the house is not only a necessity for marriage, but also a means to preserve the value of assets. Therefore, most people in our country tend to buy a house as soon as they can.
Bian Xiao concluded: At present, people who buy houses are getting younger and younger, which has gradually become a trend. Within your ability, buying a house early is cheap and you can enjoy the longest loan. When buying a house for the first time, buyers can choose small apartments and three bedrooms, and pay attention to the apartment type and floor when buying a house.