First, the latest information about bank interest rate adjustment.
The People's Bank of China will adjust the reserve ratio of financial institutions in 2020 to support local economic development, reduce the financing cost of enterprises and support the development of non-bank financial institutions in the field of loans. The People's Bank of China has implemented relevant policies to reduce the deposit reserve ratio of rural credit cooperatives, rural commercial banks, rural banks and local banks, and has lowered the reserve ratio of the central bank to 0.35% since April 7, 2020.
Tangshan Bank is a local bank.
As a local bank, Tangshan Bank has created a new type of local bank by using advanced management concepts, focusing on deposits, loans and remittances. It provides effective solutions for individuals and companies in fund raising and fund management, forms its own advantages, provides corresponding financial guidance programs and competitive products for individuals and enterprises, and becomes a pioneer and active practitioner in local banks.
Three. Various savings deposit interest rates currently implemented by Tangshan Bank.
At present, the deposit interest rate implemented by Tangshan Bank is implemented in accordance with the relevant policies of the People's Bank of China in 2020, and the deposit interest rate of personal deposits and corporate deposits is 0.3%; Time deposit can be divided into lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, deposit with interest, time deposit, notice deposit and other different deposit methods. The current interest rate of lump-sum deposit and withdrawal is 65,438+0.54%. Three-year deposit rate1.82%; Five-year deposit rate1.82%; Only applicable to personal savings rate.
abstract
At present, the highest deposit interest rate in Tangshan Bank is the five-year deposit and withdrawal interest rate, and the highest interest rate is 33.37%. The online version is 3.85%. At present, most local banks are implementing the online deposit method, which is more conducive to environmental protection. In terms of deposit interest rate, the interest rate of local banks is higher than that of the four major state-owned commercial banks. When making deposits, the majority of deposit customers should choose a more advantageous deposit method and deposit interest rate relative to themselves.