First, depending on the attitude of your personal boss, it is entirely possible for you to undertake some small projects for yourself with the help of this boss's ability. After all, it is easier to be a boss in the boss group. Unless you just want to be a soldier.
The second is the cost consulting company, where the work intensity is there, and it is also good to master the experience by yourself. If you are not a person with strong ability to mix the world and want to be stable, you'd better choose a cost consulting company.
Third, money is safest in your own hands. What social security and medical insurance are all fucking clouds. I wish I had the money to pay for medical insurance. It is inevitable to delay the retirement age. How much time can you enjoy social security?
Fourth, what is life? You should be able to define yourself. Is it like the Yangtze River or a stream?
It's up to you. That's all I can say. I hope it helps you.