Do self-employed people have to open a company account?

Self-employed people don't need to have a company account. Depending on their own business conditions, self-employed individuals must open an enterprise account if they need to buy social security for their employees or collect it through auditing. Individual industrial and commercial households with Gong Hu can also be transferred to Gong Hu; If it is not, but settled in a personal account, it can only be transferred to that personal account.

The process of opening a company account is as follows:

1. When a legal person opens an account, the legal representative needs to go to the site and bring the original ID card, business license, articles of association and other materials;

2. Make an appointment with the bank account manager in advance;

3. Fill in the application form and sign it;

4. The bank will upload the application materials to the central bank, and the central bank will issue an account opening license after allowing the account to be opened, which generally takes 5 working days;

5. The bank account manager will inform the account holder to retrieve the certificate, U shield, etc.

6. The account holder can operate the account balance.

According to article 17 of the law, the management office collects taxes from individual industrial and commercial households on a regular basis.

Fixed households shall, after the quota implementation period is over, report to the tax authorities with the actual monthly business volume and income. If the declared quantity exceeds the limit, the tax shall be paid according to the declared quantity; If the declared amount is lower than the quota, the tax shall be paid according to the quota. The specific reporting period shall be determined by the provincial tax authorities. If the current business volume and income of fixed-term households exceed the quota by a certain margin, they shall report to the tax authorities within the reporting period stipulated by laws and administrative regulations and pay off the taxes. The specific scope shall be determined by the provincial tax authorities.