The specific process of personal credit report inquiry:
1. When an individual applies for checking his credit report, he must provide the original and photocopy of his valid ID card, and keep the photocopy of the valid ID card for future reference. If the applicant cannot provide valid identity documents and materials, the inquiry will not be accepted.
2. If the inquiry is made on behalf of others, the power of attorney signed by the client shall be provided.
3. Fill in the personal credit report inquiry application form. The applicant is required to truthfully fill in the personal data and the reasons for the inquiry according to the requirements of the application form, and sign to authorize the inquiry institution to inquire about its credit report.
4, personal credit report query personnel according to the applicant's application and authorization for on-site query, and print the query results to the applicant.
Extended data
Regarding the recent infringement of personal financial information in the society, the credit management department of Xuzhou Central Branch of the People's Bank of China said that a few lawless elements in the society illegally obtained and resold personal credit report information and committed financial fraud, which seriously endangered the security of personal financial information.
In order to further protect the personal financial information of banking financial institutions and prevent personal credit reports from being illegally inquired, the Credit Management Department of Xuzhou Central Branch of the People's Bank of China decided to further improve the inquiry procedures of credit reports, refine the inquiry procedures and conditions of personal credit reports, and ensure the safety of personal financial credit information.
At the same time, when applying for loans and credit cards, individuals can directly inquire about personal credit reports at the outlets of banking financial institutions. All outlets of financial institutions have opened the inquiry authority, and there is no need to apply to the People's Bank for personal credit report inquiry.
China Xuzhou Net-From now on, banks can check personal credit reports on the spot and print them.