The Credit Information Center of China People's Bank is a public institution directly under the People's Bank of China. Its main responsibility is to be responsible for the construction, operation and management of the national unified enterprise and individual credit information basic database and movable property financing registration system according to the national laws and regulations and the rules of the People's Bank of China.
Responsible for organizing and promoting the construction of a unified credit information platform for the financial industry. The Credit Information Center of the People's Bank of China is guided by the Credit Information Administration. 1997 The People's Bank of China initiated the construction of a bank credit registration consulting system.
Extended data:
I. Contents of Personal Credit Report
1. Personal basic information: including personal identity information, residence information, occupation information, etc.
2. Credit transaction information: including personal credit card, loan, guarantee information for others.
3. Annotate the information.
4. I declare information: I declare that the information in my credit report is explained by the customer, and the credit center is not responsible for the authenticity of my statement.
5. Query records.
Two. Interpretation of Credit Report by Credit Information Center
The Credit Information Center of the People's Bank of China is directly affiliated to the People's Bank of China, and is responsible for the collection, collation, preservation, processing, analysis and display of credit information. The credit information in the credit report, except personal statements, inquiry records and objections, is collected from various banks or other institutions. The Credit Information Center promises to maintain its objective and neutral position and ensure that this principle runs through the whole process of information collection, processing and integration.
Credit Information Center of China People's Bank-My Inquiry Report Process