2. The buyer is required to be a natural person with full civil capacity, aged 18. When the loan expires, the male is not over 60 years old and the female is not over 55 years old.
3. Have a stable and legal occupation and income source, and have certain repayment ability.
What is Jiangmen's housing purchase policy?
1. Jiangmen's restricted purchase areas specifically include: Pengjiang District, Jianghai District and Huicheng Street in Xinhui District. The target is households with Jiangmen hukou (including buyers, their spouses and minor children) and households without Jiangmen hukou.
2. Families belonging to Jiangmen hukou who already own 3 or more houses in Jiangmen are temporarily unable to purchase new commercial housing in the restricted purchase area of Jiangmen.
3. Families who are not registered in Jiangmen need to provide personal income tax certificates or social insurance payment certificates that have been paid in Jiangmen for more than half a year, that is, 182 days, and can purchase a new set of commercial housing in the restricted purchase area. If the personal income tax certificate or social insurance certificate provided is paid later, it will not be recognized.
4. Before the promulgation of the Notice, non-Jiangmen registered households had two or more houses in Jiangmen, or had 1 house, but they could not provide proof that they had paid personal income tax or social insurance for 1 year before the date of purchase, so they could not buy new commercial housing in the restricted area of Jiangmen for the time being.
5. Families with intermediate or above professional and technical personnel and intermediate or above skilled personnel who are not registered in Jiangmen can purchase a new set of commercial housing in the restricted area if they can provide the labor contract signed by the legal representative of the enterprise and the social insurance certificate paid in Jiangmen.
6. Academicians, leading talents and other high-level talents are in short supply. With the consent of the relevant municipal departments and in compliance with laws and regulations, they are not registered in Jiangmen City, and they can purchase a set of new commercial housing in the restricted purchase area with the certificate issued by the human resources and social security department of Jiangmen City.