1. Large commercial banks: China Bank, China Industrial and Commercial Bank, China Construction Bank, and China Agricultural Bank.
2. Joint-stock commercial banks: China Merchants Bank, Bank of Communications, Minsheng Bank, Huaxia Bank, Shanghai Pudong Development Bank, China Everbright Bank, China CITIC Bank, Postal Savings Bank, Industrial Bank, Ping An Bank and Zheshang Bank.
3. City commercial banks: Chengdu Bank, Beijing Bank, Jiangsu Bank, Changsha Bank, Bank of Zhengzhou Bank, Xi Bank, Shanghai Bank, Qingdao Bank, Wuxi Bank, Guiyang Bank, Xiamen Bank, Chongqing Bank, Suzhou Bank, Hangzhou Bank, Bank of Ningbo Bank, Nanjing Bank and Qilu Bank.
4. Rural commercial banks: Zijin Bank, Nong Yu Commercial Bank, Jiangyin Bank, Qingnong Commercial Bank, Zhangjiagang Bank, Changshu Bank, Ruifeng Bank, Sunong Bank and Shanghai Rural Commercial Bank.
In the stock market, bank stocks fluctuated little and expectations were not high. If the stock market is cold, many investors will choose to buy bank stocks to hedge, and the fund income of the banking industry is relatively stable, which can be used as a product to resist risks. However, investors need to be reminded that the market is risky and investment needs to be cautious.
What are the advantages of listed banks?
1, improve financing capacity. Listing is a direct financing channel, and the funds raised by banks through listing are usually used to enrich capital, improve capital adequacy level, enhance comprehensive competitiveness, and then enhance shareholder value. Due to the dividend of listing, the financing ability of enterprises after listing is greatly improved compared with that before listing.
2. Enhance the brand image. After the bank goes public, it can enhance brand value and market influence. For a simple example, the same two products are produced by a well-known listed company and an unknown unlisted enterprise. Our consumption tendency is of course to choose products with brand awareness. In addition, after the listing, the operation of the bank becomes transparent, and the operation is supervised, which is more reassuring.
3. Stock appreciation. After the listing of the bank, the equity value of the original shareholders has increased several times. For example, if you hold 50% equity of a joint-stock company, the original equity value is 200 million yuan. After listing, the book value has increased to 654.38 billion yuan, with a premium of 5 times.
4. realization of shares. After the bank goes public, the original shareholders can reduce their shares after meeting certain conditions, thus obtaining a higher return on investment in the primary and secondary markets.
5. Improve profitability. As mentioned above, the listing of a bank can enhance the brand awareness of the enterprise, thus enhancing the people's willingness to choose this bank. At the same time, the funds raised through public offering in the stock market can be used to further enhance the company's own competitive advantage and strength, and improve the right to speak.
6. Standardize corporate governance. Listing has clear requirements for corporate governance results and information disclosure system of enterprises, so listing of banks is conducive to improving the governance structure of banks and defining development strategies.