1. Call Ping An Pratt & Whitney 0353-6222-678. Ask the customer service staff to help you check the calculation method of liquidated damages for your products;
2. In many loan contracts, Ping An Pratt & Whitney will indicate the calculation method of liquidated damages for prepayment. You can refer to the contract;
3. Contact the loan specialist through the official WeChat account of Ping An Pratt & Whitney Loan and ask them what the penalty for prepayment of Ping An Pratt & Whitney Loan is.
After introducing the content of liquidated damages, Xi Cai Jun will introduce the specific methods of prepayment.
1. Log in to Ping An Pratt & Whitney Loan official website through the computer, find the order that needs to be returned in advance in the personal loan account, and return the remaining loan principal, interest and prepayment penalty according to the amount prompted by the system.
2. Download and log in to Ping An Pratt & Whitney Mobile APP, enter your own loan account, find the loan order to be returned in advance in the order bar, and select all repayment.
3. Contact the account manager who provides services for himself and make repayment at the offline business outlets of Ping An Pratt & Whitney.
Extended data:
Ping An Pratt & Whitney has established a set of risk control management mechanism including credit risk management and credit management system. It includes a central risk control mechanism that runs through the whole process before, during and after the credit granting, and adopts a periodic risk management mode to dynamically monitor customer information in an all-round and uninterrupted way through the "three lines of defense" of the regular business department, the approval risk control center and the risk control department.
In addition, Ping An Pratt & Whitney has accumulated the advantages of big data in the past 1 1 year, innovated the risk control model, and constantly optimized our risk control model by drawing lessons from the leading technology of the international consumer credit industry, so that customers can get more evaluation in the model, and constantly improve the central risk control management mechanism of credit risk management and credit management system.
At the same time, the scorecard model used by Ping An in inclusive finance draws lessons from the leading technology of the international consumer credit industry, combines its own accumulated business data for many years, and comprehensively evaluates customer risks based on credit records, customer natural attributes and third-party big data information.
Second, how to transfer the phone number of Ping An Pratt & Whitney to the official of Ping An Pratt & Whitney?
0086 1-73 16- 1808 14
3. How can Ping An Pratt & Whitney contact 24-hour manual customer service?
In the process of using Ping An Pratt & Whitney, we sometimes encounter some business problems and need to consult online manual customer service to answer them. So how do we contact Pratt & Whitney artificial customer service? Please see the details below.
Tools/raw materials
Ping an pu hui
Methods/steps
First of all, first of all, we open the Ping An Pratt & Whitney client in the mobile phone and wait for the system to jump to the home page, as shown in the figure below.
2. After entering Ping An's homepage, click the customer service entrance on the page, as shown in the red label in the figure below.
Third, enter the Ping An Online Customer Service dialog box, as shown in the figure below, click on any product below, and of course you can also click on your corresponding question.
Fourth, the system appears intelligent customer service reply, as shown in the figure below. After the system releases the system solution, click Unsolved at the bottom of the page.
Fifth, as shown below, after clicking unresolved, the system manual customer service will be connected immediately. According to the system prompt, you have successfully switched to manual.
Sixth, then you can feed back your questions to them.
4. How to turn Ping An Pratt & Whitney's repayment complaint phone into manual service?
Ping An Pratt & Whitney Customer Service Tel: 0353-6222-678
Ping An Pratt & Whitney is the general name of the companies under the joint venture company of China Ping An Insurance (Group) Co., Ltd. that carry out financing guarantee, financing consultation and other businesses. Assist small and micro business owners, individual industrial and commercial households and ordinary workers to develop China's real economy.
After years of rapid development, Ping An Pratt & Whitney has grown into a professional model in the industry: it has excellent international inspection; Through innovative credit technologies such as face recognition, micro-expression, artificial intelligence technology and anti-fraud scanning, the risk management and control ability has been continuously improved, and the steady and leading risk management ability has also continuously optimized the asset risk performance; Diversified loan plan provides customized services for borrowers and high-quality loan choices for the general public; At the same time, the online application process and offline consulting services have continuously improved the service experience, covering more than 300 cities across the country. The online remote team of more than 7,000 people provides professional consulting services for 7×24 hours, and has strong foreign business cooperation ability to build a loan ecosystem. It has helped them get more than 100, and continues to uphold the four driving forces of customer benefit, product benefit, channel benefit and social benefit.
In the future, Ping An Pratt & Whitney will help small and micro business owners, individual industrial and commercial households and ordinary wage earners to obtain the most trustworthy and preferred inclusive finance brand under the background of Ping An 3.0 era.
Ping An Pratt & Whitney focuses on providing loan services to small and micro business owners and individual industrial and commercial households. 90% of small and micro customers are "1050" (small and micro enterprises and individual industrial and commercial households with annual income below 1000 million and employees below 50).
Master of Business Administration, University of California, Berkeley. He has rich professional experience in the field of consumer finance for nearly 20 years. 1999-2007 served as vice president of global personal business of Citibank (Korea, Thailand) and senior vice president of personal financial services and marketing department of HSBC (Korea).
Zhao Xian later served as assistant general manager and deputy general manager of the Credit Guarantee Insurance Division of China Ping An Property Insurance Co., Ltd., in charge of planning, finance and risk control. Since 20 15, he has served as the chairman and CEO of Pingan Puhui, leading the integration of logistics clusters.
Business model innovation
Ping An Pratt & Whitney has gradually built an open loan service platform based on financial technology. It has the ability of resource mining, aggregation and matching, and there are borrowers, credit enhancement parties and investors in the aggregate credit business chain. With more than 65,438+00 years of business experience, we will export basic credit evaluation services to credit enhancement parties and funders, integrate their financial resources, and provide borrowers with diversified loan service solutions. Ping An Pratt & Whitney combines technology with offline financial service system through the aggregation model platform to promote the flow of financial resources to small and micro business owners, individual industrial and commercial households, ordinary wage earners and other people in inclusive finance. Through the innovation of business model, we can find a brand-new exploration road that not only conforms to the development status of the industry but also meets the needs of small and micro people.
Risk management innovation
Lack of credit data and high risk cost are the main reasons why it is difficult for small and micro business owners, individual industrial and commercial households and ordinary wage earners to obtain suitable and efficient financial services. The platform provides basic risk assessment based on rich business experience, allowing investors and credit enhancement parties to complete independent risk control approval based on their respective risk control systems. Risk management means can be carried out through many dimensions such as big data and modeling. Combining the data of many institutions such as central bank credit reporting and internet credit reporting with the models of financial technology companies, the synergistic effect of risk control can be presented on the open aggregation platform. Based on in-depth insight into financial data and Internet data, we break through the traditional model of taking income or real estate as the evaluation standard of credit qualification, and use multi-dimensional data such as personal assets, merchant operations and Internet behavior to make risk portraits of different groups of people, thus solving the problem of risk identification of inclusive finance people and comprehensively evaluating their risks; At the same time, machine learning technology and big data technology are introduced to improve the iterative ability of wind control model and improve the efficiency of wind control.
In the risk-taking link, both the investor and the lender provide services to give full play to the risk-sharing function of financing guarantee companies and insurance companies. The platform can also match corresponding credit enhancement parties or multiple credit enhancement parties according to different asset conditions to share risks together.
This not only solved the mismatch and imbalance between the asset side and the capital side, but also realized the reasonable dispersion of risks, alleviated the problem of heavy assets in inclusive finance, and finally improved the availability of financial services and reduced the financing cost.
Process experience innovation
Ping An Pratt & Whitney continues to lead the innovation and integration of cutting-edge technology and lending services, continuously optimize customer experience and reduce operating costs. In terms of business process, with the help of mobile Internet technology, anti-fraud and artificial intelligence technology, a 724-hour online and paperless process is realized, which is not limited by time and region and provides borrowers with a convenient and efficient service experience.
Scientific and technological innovation and breakthrough
Ping An Pratt & Whitney assisted labor through credit technology and promoted the efficiency of financial services. 20 15, Ping An Pratt & Whitney innovatively applied advanced technologies such as face recognition to the product design of microfinance business, and realized the identity recognition and preliminary portrait of microfinance customers. At present, Ping An Pratt & Whitney has innovatively applied new financial technologies in its own advantageous microfinance business, including high-precision face recognition technology, micro-expression, AI face-to-face robot, artificial intelligence represented by intelligent customer service, remote interview and fraudulent power grid business applications, multi-dimensional credit authentication system, big data and anti-fraud risk control model. , strive for lower cost, more acceptable price and higher efficiency, so as to experience better microfinance finance.