You may wonder why the minimum monthly expenditure for endowment insurance is 30.83 yuan. In fact, this problem needs to be explained from several aspects. The calculation method of endowment insurance is determined according to your salary base. The salary base is equivalent to your current salary level, and everyone's salary base is different. According to the national regulations, the pension insurance premium rate is around 8%, which means you need to multiply your salary base by 8% to calculate the monthly pension insurance premium.
Suppose your current salary base is 3,000 yuan, then the endowment insurance premium you should pay every month is 3,000 yuan multiplied by 8%, and the result is 240 yuan. And a year * * * has 12 months, then the annual endowment insurance cost is 240 yuan times 12 months, and the result is 2880 yuan. If we split the cost equally every month, we will get 30.83 yuan.
This is just a simple calculation example. In fact, everyone's situation is different Some people's salary base may be higher, while others may be lower. Therefore, the specific pension insurance costs also need to be determined according to the individual's salary. But in any case, old-age insurance is a very important guarantee, and it should be paid in time to ensure that the minimum monthly expenditure is not less than 30.83 yuan.
Endowment insurance is paid to 370 yuan once a year, and the minimum monthly expenditure is not less than 30.83 yuan. This is calculated according to the old-age insurance rate and the salary base of individual contributions. I hope this answer can help you better understand the calculation method and related regulations of endowment insurance expenses. At the same time, it also reminds everyone to pay the old-age insurance premium in time to ensure their quality of life and safety in their later years.