It is not recommended to write parents' names. At first glance, your parents want to leave you the house in the countryside. If you write your parents' names, it will have an impact on your future. Because the national law stipulates that sons and daughters have equal inheritance rights, it is suggested that if you want to leave this house to you, you should write your name.
Second, the problem of your loan actually does not affect your loan, but the new policy of timely loan, so it will affect your loan.