Recommended index: 5 stars
Recommended crowd: normal office workers with limited budget, but want to buy insurance, which is suitable for the whole family to buy together.
Knowing that Chopin Insurance saw his financing news, 36Kr reported that the company had received more than 200 million financing from Tencent. With the attitude of trying, at least consulting, I added a planner's WeChat and started a new round of harassment.
This is a pure WeChat communication, so I didn't meet each other, so I thought about consulting from the beginning. But in the process of consultation, I found that there are actually many ways to buy insurance. It is very likely that you will spend the same amount of 500 yuan as 5000 yuan. You have to look at the insurance coverage carefully, and then look at the cost and so on. . It's complicated anyway.
The planner of Chopin Insurance made me thoroughly understand the functions of medical insurance, critical illness insurance, life insurance and accident insurance. It is not easy to praise this planner. You know, AIA told me at least five times, one hour at a time. . . I hardly know these four risks.
Simply share it with you, medical insurance solves your sick money; Critical illness insurance solves the economic losses caused by your illness; Life insurance is the money you can get when you die, and accidents are the money you will give when you have an accident.
Let me say a few more words about this accident insurance. I first bought AIA's accident insurance, which has been used for more than 300 years. I thought it was quite cheap. But after talking to those people, I found that if you don't want to go to a high-end private hospital like Hejia, you can actually get it for more than 100 yuan, which can actually save nearly half the cost.