Is Ping An White Collar Loan Reliable?

Reliable, Ping An Bank white-collar loan is also called white-collar gold new loan. It is a consumer loan provided by Ping An Bank for white-collar workers to get married, travel and decorate new houses. This product mainly refers to the amount of provident fund account paid by white-collar workers to judge the qualification. For example, in Shanghai, as long as the payment base of the provident fund is higher than 5,000 yuan, you can apply for 12, with a maximum of 500,000 yuan, which is convenient, quick and caring.

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1. How much is the interest of Ping An White Collar Loan?

Ping An Bank's white-collar loan interest rate varies according to your position.

(1) The calendar of corporate executives, civil servants, personnel of public institutions and employees of Ping An Group is 65,438+0.8%, with an annual interest rate of 6.48%.

(2) For other customers with excellent jobs, the daily interest rate is 1.9% and the annual interest rate is 6.9 1%.

③ Standard salaried customers, calendar 2.7%, annual interest rate 9.72%.

2. Is Ping An Bank a state-owned enterprise or a private enterprise?

No, the shareholding structure of Ping An Company is scattered, and there are no controlling shareholders and actual controllers. Ping An Bank is a joint-stock company controlled by Hong Kong Securities Clearing (agent), Shenzhen Investment Holding Co., Ltd., Shangfa Holdings Co., Ltd., NewOrientVenturesLimited, China Securities Finance Co., Ltd., central huijin Asset Management Co., Ltd., Huaxia Life Insurance Co., Ltd., Hong Kong Securities Clearing Co., Ltd. and Shenye Group Co., Ltd. ..

3. Is Ping An Loan reliable?

Ping An Loan is a loan business guaranteed by an insurance company launched by China Ping An. This kind of loan needs to be audited by the insurance company and can only be processed after it has the repayment ability, which is equivalent to being guaranteed by Ping An Group. Ping An Bank is a commercial bank approved by China Banking and Insurance Regulatory Commission and one of the listed companies supervised by China Securities Regulatory Commission. As one of Chinese mainland 12 national joint-stock commercial banks, Ping An Bank is also very strong, and there is no problem in the growth of key data such as operating income and profit. With such a bank-controlled applicant review mechanism, the bad debt rate of Ping An Loan will not be very high, which is more reliable than other loans.

4. Is Ping An Pratt & Whitney Reserve really true?

It's true. Ping An Pratt & Whitney I Loan provides temporary reserve funds for users who are in urgent need of money. Generally, after the overdue period, Ping An Customer Service will call the user to tell him how much reserve money there is. Whether the general reserve fund can be opened or not, and the amount is related to personal use records and credit records.