Shanghai Finance is a monthly magazine. Recently, however, people have often received debt collection messages called Shanghai Finance. Generally speaking, it may not be a loan company, but a third-party debt collection agency. Many people have the habit of taking out loans. For some reason, they may not be able to repay in time. At this time, they will start the first round of debt collection calls, text messages or threats, which should be commonplace. In this case, it is better to repay as soon as possible. However, users who receive such short messages need to find out whether it is overdue and whether the short messages are sent to them.
If it is indeed your own debt, you must face it positively. Only by getting rid of the debts can we solve the problem of overdue collection once and for all. It's best to communicate with your family or contact friends to pay off the arrears first. You know, if you have overdue debts, you will have extra high interest and late fees, which is what we call snowballing. The more you throw, the more you get. Therefore, if you confirm that you owe money, you'd better pay it back first, but remember to support the loan with the loan, otherwise it will fall into an infinite loop.
In addition, it should be noted that the loan may have nothing to do with you, but if you give others a third-party guarantee, others will come to you if they owe money. At this time, you may have to fulfill the responsibility of assisting repayment, and don't make a third-party guarantee easily. Usually, as long as the contents of court prosecution and investigation by public security organs appear in the letter, they are basically false. First of all, if you are really sued, the court will inform you directly by landline number, and then send you the relevant prosecution documents by registered mail; Secondly, if the public security organ wants to investigate you, it will directly look for you.
Financial institutions refer to financial intermediaries engaged in the financial industry and are part of the financial system. The financial industry includes banking, securities, insurance, trust, funds and other industries. Financial institutions include banks, securities companies, insurance companies, trust and investment companies and fund management companies.