For example, time deposits are usually kept in either a passbook or a bank card. If the time deposit is in the passbook, the customer can directly check the balance in the passbook. And if the time deposit is in the bank card, although the bank card will not display the balance of the time deposit, it can also be queried in the following ways:
1. Customer service telephone number
Customers can call the customer service hotline of the bank where the deposit is located, and self-check their time deposit balance through voice prompts, or directly transfer to manual service and apply for inquiry from customer service personnel.
Second, the bank outlets
Customers can bring their ID cards and bank cards to the counters of nearby bank outlets to find staff to apply for checking the balance of time deposits.
1. Can the time deposit of Agricultural Bank be withdrawn in advance?
The time deposit of Agricultural Bank of China can be withdrawn in advance, but if it is withdrawn in advance, it will inevitably bring some losses to the interest rate income of time deposit. Under normal circumstances, if the time deposit of the Agricultural Bank of China is withdrawn in advance, the interest will be calculated directly according to the deposit interest rate on the withdrawal date. In addition, when the Agricultural Bank of China handles the early withdrawal business, it needs to make an appointment with the bank one day in advance if the withdrawal amount is more than 50,000 yuan.
2. Can time deposits of Agricultural Bank be withdrawn in different places?
Under normal circumstances, ABC's time deposits can be withdrawn from different places, but there is a prerequisite. When opening a time deposit account, users need to specify the opening of USW business, and only time deposit accounts that support USW can be withdrawn in different places. If the fixed deposit account does not have the function of universal deposit and withdrawal, there is no way to withdraw money from different places. Users can only go to the business outlets of China Agricultural Bank where the deposit is located to handle the withdrawal procedures.
3. What are the types of time savings deposits of China Agricultural Bank?
1. lump sum deposit and withdrawal. Fixed deposit in lump sum and withdrawal is a fixed deposit with agreed term, one-time deposit of principal and withdrawal of principal and interest at maturity.
2. One-time deposit. Installment time deposit is a kind of time deposit. The deposit period is agreed at the time of deposit, and the deposit is fixed every month, and the principal and interest are withdrawn in one lump sum at maturity.
3. lump sum deposit and withdrawal. A lump-sum time deposit is a kind of time deposit. The term of deposit is agreed at the time of deposit, the principal is deposited in one lump sum, the fixed principal is withdrawn in installments, and the interest is settled in one lump sum at maturity.
4. Deposit principal and interest. The principal and interest deposit is a time deposit, in which the principal is paid in one lump sum, the interest is paid in equal installments, and the principal is paid in one lump sum at maturity.
5. Life and work. Time deposit is a kind of savings deposit with no agreed term in advance, which is deposited in one lump sum and withdrawn in one lump sum.
6. Deposit slip. The certificate of deposit is a book-entry large deposit electronic certificate issued by banks for individuals, enterprises and institutional customers. It is a deposit product with standardized term, minimum investment and market pricing. According to the relevant regulations of the People's Bank of China, certificates of deposit are included in the scope of deposit insurance.