1. For cash remittance with personal account exceeding 1 10,000 yuan, the sender's ID card is required;
2. The company account requires the company's financial personnel (with settlement vouchers) to affix the company's reserved seal on the business power of attorney, or directly take the company's reserved seal to the counter for wire transfer.
Enterprise bank refers to the computer connection between enterprises and banks through special communication lines, which provides enterprises with various financial services such as remote (such as in the office) inquiry, transfer and financial information inquiry.
Question 2: What information do I need to bring to the bank to obtain the wire transfer voucher? Fill in complete triplicate according to the filling requirements, then affix the special financial seal and bank reservation seal, and fill out the fingernail fee document and submit it to the bank where the account is opened. If it is less than 10,000 yuan, the fee will be 5.00 yuan. 0.5 yuan1-65438+100000 yuan, charge10 yuan. The larger the amount in 0.5 yuan, the higher the charge, 0.5 yuan.
Question 3: What documents do I need to bring when I go to the bank to buy a wire transfer voucher? Fill in a voucher purchase application form (provided by the bank), affix the company's reservation seal and bring your personal ID card.
Question 4: What information does the customer need to provide to remit money to the company account? Company name, bank and account number are enough! Not a word can be wrong \ less \ more!
Question 5: What information do I need to fill out the wire transfer form? I. International remittance mainly depends on which method you choose. The basic information you need is:
1, the name and account number of the payee's account opened in the payee bank, and the remittance amount shall be input.
2. The full name of the overseas receiving bank and the city and country where the bank is located.
3. The institution identification code of the receiving bank, which can be BIC or ABA.
Second, the remittance business process:
1. The remitter fills in the "Application for Overseas Remittance" and provides the following information accurately:
① Remittance amount and corresponding account number
(2) the full name of the overseas beneficiary bank and its city and country.
③ The name and account number of the payee's account opened in the payee's bank.
(4) institution identification code of the payee bank, which can be BIC or ABA. In order to ensure the smooth arrival of your remittance, when the receiving bank is located in the United States, one of BIC and ABA should be filled in freely, and other countries must fill in the BIC code. )
2. The remitter submits the "Application for Overseas Remittance" and his/her valid identity certificate to the counter, pays the remittance principal and related handling fees, and receives the business acceptance form. The handling fee is paid in RMB.
3. The remitter informs the payee that the remittance has been remitted. If the arrival information is accurate, the remittance is expected to reach the designated account within 1-2 working days.
4. Overseas payees can conveniently check the remittance through online banking, telephone banking or ATM machines.
5. Remittances, whether overseas individuals or domestic individuals, must be declared one by one. Customers complete remittance and declaration by filling in the "Application for Overseas Remittance".
Question 6: What do you need to handle the wire transfer business of ABC? 1. T/T is divided into cash remittance and transfer. To expedite cash remittance for you, the handling fee is below 10000, that is, 5.5+ expedited remittance handling fee. If 10000 yuan or more (including 10000 yuan), 50 yuan handling fee will be charged directly. Transferred from the card is 1000 yuan. If the price exceeds 10000 yuan (including 10000 yuan), 10.5+ rush fee will be charged (the rush fee is only used in an emergency). 2. The telegraphic transfer from ABC will arrive on 1 day, 2-3 hours if it is urgent, or 1 day if it is not urgent. Under special circumstances, it must be expedited if it is done on Friday, because Saturday and Sunday are holidays, and this business is not accepted. The remittance on Friday must be expedited, otherwise it won't arrive until next Tuesday. 3. What do you need to prepare and pay attention to? First of all, you need to know the name of the other bank. Without this, you can't remit money. Now, according to the new regulations of the Agricultural Bank of China, the remittance amount reaches more than 10000 yuan, so be sure to bring a copy of your ID card.
Question 7: What information do you need for remittance abroad? There is no need for Western Union remittance, which is troublesome and expensive. Just remit the money directly to your foreign bank account. It's best to let your family change their money into the currency of the country where you study. At present, major foreign currencies can basically be exchanged in domestic banks. Your family can remit RMB directly to the bank. If you have an account in the remittance bank, you can also purchase foreign exchange directly, that is, after the RMB is converted into foreign currency in the bank, you don't need to take it out, just fill out the money order and remit it, which saves the handling fee for taking it out after converting it into foreign currency.
To send money to you from China, you need to provide you with:
English address of the bank,
The name of the bank,
Your foreign bank account,
Your account name,
There is also the SWIFT code of your bank (this is equivalent to the bank ID number of opening an account abroad, usually a string of English letters, which must be available. You can ask the bank where you open the account.
There is also the code of which country you are in (this is usually found in the bank when your family remits money in China, but it is best to tell your family)
With the above information, you can. Generally, cross-border remittance will arrive in about two working days.
Question 8: What information does the cashier need to bring to the bank for business? It is best to bring official seal, financial seal, private seal, check, business power of attorney (wire transfer form), payee's bank information, and if it is a general account, bring a passbook. Other businesses should call the bank first, and some need to bring business licenses, tax registration certificates, etc.
Question 9: What is wire transfer? What are the specific requirements and how much is the handling fee? T/T is a remittance method in which the remitter pays a fixed amount of domestic currency to a domestic foreign exchange bank in exchange for a fixed amount of foreign exchange, and the name and address of the payee are indicated, and then the undertaking bank (remitting bank) sends a telegram with charges to a branch or correspondent bank (remitting bank) in another country, instructing the remitter to pay the payee.
The procedure is as follows: as a settlement tool, the transmission direction of telegraph is consistent with the direction of capital flow, so telegraph is a kind of remittance.
T/T is a faster and more expensive remittance method. The remitter must bear the cost of telegraphic transfer, so usually telegraphic transfer is only used for large or urgent remittances.
T/T: refers to the remittance method by which the bank instructs the correspondent bank to pay the money to the designated payee by telegram, telex or SWIFT. Wire transfer is a kind of wire transfer, which is widely used in practical business because of its fast remittance speed, and its bank handling fee is higher than that of wire transfer. In addition to the remittance fee, you also need to charge the corresponding telecommunications fee.
The handling fee of each bank is different, and Shanghai Pudong Development Bank is highly recommended.
Banks don't charge annual fees, they can open accounts at 0, and even cross-bank ATM withdrawals don't charge fees. You can deposit money in different places, which is the same as remittance. Online banking is also better, SMS and timely rain are also free, and money can be directly remitted to other banks through online banking. ...
Question 10: Does China Merchants Bank handle wire transfer procedures? Hello, if the remitter is a resident in China and has applied for professional online banking, you can operate overseas remittance business through professional online banking, or you can go to the counter with your ID card and one-card card.
The charging rules in different cities are different. Taking the ordinary one-card card opened by Shenzhen Branch as an example, we charge the following fees for overseas remittance: (1) "remittance fee": 0. 1% of the remittance amount, with a minimum of 100 RMB and a maximum of 1000 RMB. (2) "Communication fee": RMB per transaction 150 yuan. (3) If you use the "cash account" to transfer money, there is no "transfer fee". If you use a "cash account" to remit money, you will be charged a "remittance fee": USD and HKD are 0.80% of the transaction amount, and the minimum is 50 yuan RMB. 3% in other currencies, with a minimum of RMB 100. In addition: (1) The fees charged by the intermediate bank shall be subject to those charged by the intermediate bank. (2) The collecting bank may charge an entry fee, and the specific standard shall be subject to the collecting behavior.
When operating cross-border remittance through online banking professional edition, overseas recipients can only be individuals, universities and charities, not trading companies or securities companies. Nor can it be a foreign currency account in offshore account or China. Another "transaction code" involves the capital attribute of "personal travel expenses". The single transaction amount of education and training expenses is 50,000 USD, the rest are 30,000 USD, and the cumulative daily amount is 50,000 USD.
If you have any other questions, please log in to "Online Customer Service" (website: forum.cmbchina/...ncmu=0), and we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!