What should I pay attention to when buying a house? How to check the five certificates of real estate in Heshan City, Guangdong Province online

Specific methods for inquiring whether the five certificates are complete:

First of all, we can look it up on the official website. Some cities have opened websites to inquire about the five certificates, and buyers can log on to local websites to inquire about the five certificates of developers. You can log in to XX Real Estate Trading Center to inquire about the real estate projects that have obtained the commercial housing sales (pre-sale) license.

Second, you can also consult the relevant departments. If the development enterprise fails to show it in the pre-sale of commercial housing, the buyer may ask it to show it, and the development enterprise has an express obligation. As consumers, they have the right to know, and they can also check with the real estate management department.

Third, you can go to the bank and ask about the "five certificates". For buyers who don't understand, it is necessary to consult the bank before payment. Banks always play an important role in a series of links such as land acquisition, approval and construction of a project, especially when lending, the audit of the project and developers is still relatively strict. If there is something wrong with the project, the bank will not be able to pass this pass, so advise the majority of property buyers to go to the bank if they are really not sure.

Buying a house needs to be considered:

purpose

Before buying a house, consumers must consider why they buy a house, whether it is for self-occupation, improving housing conditions or as an investment. If it is self-occupied, you can choose a residential area or a second-hand house with convenient transportation and living facilities; If it is to improve housing conditions, choose a large apartment; If it is an investment, it must be combined with the current economic situation.

location

Real estate is very personalized, and the location is always the key factor to determine its value. Therefore, buyers must choose properties in different lots according to their own purposes, such as choosing school districts, downtown atrium or houses along the subway? If you want to send your children to school, of course, you should choose the school district, and because of geographical advantages, the investment value is relatively large.

Layout type of apartment

Generally speaking, if it is an investment, it is recommended to choose a small apartment. If it is to improve living conditions, of course, we should choose a large apartment. However, small apartment is a kind of apartment popular with young people in the residential market recently. It is a wise transitional choice for young people to buy a small apartment after they have joined the work, given their weak economic ability and small family population. However, when buying small-sized houses, it should be noted that the functional layout should be reasonable and how to create comfortable space in a small area is the key to buying small-sized houses. In addition, in a whole building, many small-sized houses are located in the north and corner of the building, with poor lighting and ventilation conditions and close to the elevator room, which is easy to be disturbed. Pay attention to these problems when buying.

developer

In the current state of regulation, the developer's factor is the most important. My suggestion is to choose a big developer, because its financial strength, technical ability and anti-risk ability are relatively strong, and the later property is more reliable. Small developers are prone to the problem of broken capital chain, which will affect a series of problems such as delivery, housing quality and later property. In addition, before buying a house, buyers must first look at whether the developer's state-owned land use certificate and other documents are complete. Don't pay the deposit easily. Be sure to read the formal contract content carefully and deliver it after careful consideration, and ask the developer to write the advertisement as a contract agreement into the contract terms. When signing a house purchase contract, consumers must carefully grasp the terms such as area, price and charge, as well as the terms such as liability for breach of contract, house quality and property management, so as to avoid causing unnecessary losses to themselves.

price

Many people think that price is a very important factor, but I think among these factors, price is the least important. In the current economic environment, prices will not fall or rise sharply. When the buyers determine the location and purchase purpose, the price will not be much different.